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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-02), Columbia Financial's 3-1 Month Momentum % is 10.00%.
The industry rank for Columbia Financial's 3-1 Month Momentum % or its related term are showing as below:
FRA:Z2T's 3-1 Month Momentum % is ranked better than 77.71% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs FRA:Z2T: 10.00
Columbia Financial (FRA:Z2T) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Columbia Financial 3-1 Month Momentum % Related Terms
FRA:Z2T vs MCB, AMTB, NBN: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Columbia Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Columbia Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Columbia Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Columbia Financial's 3-1 Month Momentum % falls into.
Columbia Financial (FRA:Z2T) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Columbia Financial (FRA:Z2T) has a 3-1 Month Momentum % of 10.00% as of Aug. 02, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Columbia Financial and its competitors. According to the industry distribution chart, Columbia Financial ranks #352 out of 1579 companies in the Banks industry, placing it in the top 22.3%.
Is Columbia Financial's 3-1 Month Momentum % too high?
Columbia Financial's current 3-1 Month Momentum % is 10.00%. The Banks industry median 3-1 Month Momentum % is 2.74. Columbia Financial's value of 10.00% is 265% above this industry median. Based on the distribution chart, Columbia Financial ranks #352 out of 1579 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Columbia Financial has a GF Score™ of 18/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's 3-1 Month Momentum % compare to MCB and AMTB?
According to the Banks industry distribution chart, Columbia Financial ranks #352 out of 1579 companies for 3-1 Month Momentum %. This places Columbia Financial in the top 22% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.74. Columbia Financial's value of 10.00% is 265% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Columbia Financial's current 3-1 Month Momentum % of 10.00% is 265% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Columbia Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Columbia Financial's current 3-1 Month Momentum % is 10.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Columbia Financial (FRA:Z2T) is currently considered Significantly Undervalued. The stock's GF Value™ is €16.01, compared to a current price of €8.94 — trading 44.2% below its estimated fair value. The current 3-1 Month Momentum % is 10.00% and 265% above the Banks industry median of 2.74. Columbia Financial's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Columbia Financial (FRA:Z2T), the current 3-1 Month Momentum % is 10.00% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Columbia Financial (FRA:Z2T) Overvalued in 2026?
Based on GuruFocus' analysis, Columbia Financial stock appears to be undervalued.
The current stock price of €8.94 is trading 44.2% below its estimated GF Value™ of €16.01.
GuruFocus considers Columbia Financial to be Significantly Undervalued.
Key valuation signals for FRA:Z2T:
3-1 Month Momentum %: 10.00%
GF Value™: €16.01 vs. price of €8.94 (44.2% below fair value)
Industry Position: 265% above the Banks median (#352 of 1579)
No single metric tells the full story. See the FRA:Z2T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
18GF Score
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