Columbia Financial (FRA:Z2T) Short-Term Debt: €0.0 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:Z2T Columbia Financial Inc FRA:Z2T
18 GF Score
Price €8.94
GF Value €16.01
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Columbia Financial Short-Term Debt?

Columbia Financial FRA:Z2T +0.22% 18 Short-Term Debt is €0.0 Mil as of Mar. 2026. GuruFocus rates FRA:Z2T with a GF Score™ of 18/100 and a GF Value™ of €16.01 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Columbia Financial's Short-Term Debt for the quarter that ended in Mar. 2026 was €0.0 Mil.


Columbia Financial Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.


Columbia Financial Short-Term Debt Related Terms


Columbia Financial Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Columbia Financial's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Columbia Financial Short-Term Debt Chart

Columbia Financial Annual Data
Trend Sep16 Sep17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Columbia Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FRA:Z2T
18GF Score
Columbia Financial Inc FRA:Z2T
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of €0.0 Mil mean?
Columbia Financial (FRA:Z2T) has a Short-Term Debt of €0.0 Mil as of Mar. 2026.
Is Columbia Financial's Short-Term Debt too high?
Columbia Financial's current Short-Term Debt is €0.0 Mil. Overall, Columbia Financial has a GF Score™ of 18/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's Short-Term Debt compare to MCB and AMTB?
Columbia Financial's Short-Term Debt of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Columbia Financial's current Short-Term Debt is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Columbia Financial (FRA:Z2T) is currently considered Significantly Undervalued. The stock's GF Value™ is €16.01, compared to a current price of €8.94 — trading 44.2% below its estimated fair value. The current Short-Term Debt is €0.0 Mil. Columbia Financial's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Columbia Financial (FRA:Z2T), the current Short-Term Debt is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Financial (FRA:Z2T) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Financial stock appears to be undervalued. The current stock price of €8.94 is trading 44.2% below its estimated GF Value™ of €16.01. GuruFocus considers Columbia Financial to be Significantly Undervalued.

Key valuation signals for FRA:Z2T:

  • Short-Term Debt: €0.0 Mil
  • GF Value™: €16.01 vs. price of €8.94 (44.2% below fair value)
  • GF Score™: 18/100 with 3 warning signs

No single metric tells the full story. See the FRA:Z2T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Columbia Financial Business Description

Other Exchanges CLBK:USA
Address 19-01 Route 208 North, Fair Lawn, NJ, USA, 07410
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
18GF Score

Get the complete analysis for FRA:Z2T

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.94
Price
€16.01
GF Value