Columbia Financial (FRA:Z2T) Total Debt per Share: €10.33 (As of Mar. 2026)

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FRA:Z2T Columbia Financial Inc FRA:Z2T
18 GF Score
Price €8.94
GF Value €16.01
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Columbia Financial Total Debt per Share?

Columbia Financial FRA:Z2T +0.22% 18 Total Debt per Share is €10.33 as of Mar. 2026. GuruFocus rates FRA:Z2T with a GF Score™ of 18/100 and a GF Value™ of €16.01 (Significantly Undervalued). The stock has 3 warning signs investors should review.

€10.33 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Columbia Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 was €10.33.

Columbia Financial Total Debt per Share Historical Data

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The historical data trend for Columbia Financial's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Columbia Financial Total Debt per Share Chart

Columbia Financial Annual Data
Trend Sep16 Sep17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.11 9.76 13.36 9.85 9.72

Columbia Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.76 10.52 10.28 9.72 10.33
FRA:Z2T
18GF Score
Columbia Financial Inc FRA:Z2T
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Columbia Financial Total Debt per Share Calculation

Columbia Financial's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(1,010.7+0.0)/104.0
=9.72

Columbia Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(1,075.6+0.0)/104.1
=10.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of €10.33 mean?
Columbia Financial (FRA:Z2T) has a Total Debt per Share of €10.33 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Columbia Financial and its competitors.
Is Columbia Financial's Total Debt per Share too high?
Columbia Financial's current Total Debt per Share is €10.33. Overall, Columbia Financial has a GF Score™ of 18/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Columbia Financial's Total Debt per Share compare to MCB and AMTB?
Columbia Financial's Total Debt per Share of €10.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Columbia Financial and its competitors. Columbia Financial's current Total Debt per Share is €10.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Columbia Financial (FRA:Z2T) is currently considered Significantly Undervalued. The stock's GF Value™ is €16.01, compared to a current price of €8.94 — trading 44.2% below its estimated fair value. The current Total Debt per Share is €10.33. Columbia Financial's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Columbia Financial (FRA:Z2T), the current Total Debt per Share is €10.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Columbia Financial (FRA:Z2T) Overvalued in 2026?

Based on GuruFocus' analysis, Columbia Financial stock appears to be undervalued. The current stock price of €8.94 is trading 44.2% below its estimated GF Value™ of €16.01. GuruFocus considers Columbia Financial to be Significantly Undervalued.

Key valuation signals for FRA:Z2T:

  • Total Debt per Share: €10.33
  • GF Value™: €16.01 vs. price of €8.94 (44.2% below fair value)
  • GF Score™: 18/100 with 3 warning signs

No single metric tells the full story. See the FRA:Z2T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Columbia Financial Business Description

Other Exchanges CLBK:USA
Address 19-01 Route 208 North, Fair Lawn, NJ, USA, 07410
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
18GF Score

Get the complete analysis for FRA:Z2T

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.94
Price
€16.01
GF Value