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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-19), Capital One Financial's 3-1 Month Momentum % is 2.15%.
The industry rank for Capital One Financial's 3-1 Month Momentum % or its related term are showing as below:
XTER:CFX's 3-1 Month Momentum % is ranked better than 73.13% of 562
companies
in the Credit Services industry
Industry Median: 0.575
vs XTER:CFX: 2.15
Capital One Financial (XTER:CFX) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Capital One Financial 3-1 Month Momentum % Related Terms
XTER:CFX vs PYPL, AXP, SYF: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Capital One Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital One Financial 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Capital One Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Capital One Financial's 3-1 Month Momentum % falls into.
Capital One Financial (XTER:CFX) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital One Financial (XTER:CFX) has a 3-1 Month Momentum % of 2.15% as of Aug. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Capital One Financial and its competitors. According to the industry distribution chart, Capital One Financial ranks #151 out of 562 companies in the Credit Services industry, placing it in the top 26.9%.
Is Capital One Financial's 3-1 Month Momentum % too high?
Capital One Financial's current 3-1 Month Momentum % is 2.15%. The Credit Services industry median 3-1 Month Momentum % is 0.58. Capital One Financial's value of 2.15% is 273.9% above this industry median. Based on the distribution chart, Capital One Financial ranks #151 out of 562 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital One Financial has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Capital One Financial's 3-1 Month Momentum % compare to PYPL and AXP?
According to the Credit Services industry distribution chart, Capital One Financial ranks #151 out of 562 companies for 3-1 Month Momentum %. This puts Capital One Financial in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.58. Capital One Financial's value of 2.15% is 273.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.58, based on 562 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital One Financial's current 3-1 Month Momentum % of 2.15% is 273.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Capital One Financial and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital One Financial's current 3-1 Month Momentum % is 2.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital One Financial stock overvalued right now?
Capital One Financial (XTER:CFX) has a current 3-1 Month Momentum % of 2.15%. The stock's GF Value™ is €156.55, compared to a current price of €191.00 — trading 22% above its estimated fair value. The current 3-1 Month Momentum % is 2.15% and 273.9% above the Credit Services industry median of 0.58. Capital One Financial's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Capital One Financial (XTER:CFX), the current 3-1 Month Momentum % is 2.15% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital One Financial (XTER:CFX) Overvalued in 2026?
Based on GuruFocus' analysis, Capital One Financial stock appears to be overvalued.
The current stock price of €191.00 is trading 22% above its estimated GF Value™ of €156.55.
Key valuation signals for XTER:CFX:
3-1 Month Momentum %: 2.15%
GF Value™: €156.55 vs. price of €191.00 (22% above fair value)
Industry Position: 273.9% above the Credit Services median (#151 of 562)
No single metric tells the full story. See the XTER:CFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital One Financial is a diversified financial-services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
79GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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