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FI (Fiserv) PE Ratio : 39.36 (As of Dec. 15, 2024)


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What is Fiserv PE Ratio?

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-12-15), Fiserv's share price is $204.66. Fiserv's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $5.20. Therefore, Fiserv's PE Ratio for today is 39.36.

During the past 13 years, Fiserv's highest PE Ratio was 98.22. The lowest was 20.65. And the median was 30.59.

Fiserv's EPS (Diluted) for the three months ended in Sep. 2024 was $0.98. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $5.20.

As of today (2024-12-15), Fiserv's share price is $204.66. Fiserv's EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2024 was $8.50. Therefore, Fiserv's PE Ratio without NRI ratio for today is 24.08.

During the past 13 years, Fiserv's highest PE Ratio without NRI was 75.91. The lowest was 16.81. And the median was 28.93.

Fiserv's EPS without NRI for the three months ended in Sep. 2024 was $2.30. Its EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2024 was $8.50.

During the past 12 months, Fiserv's average EPS without NRI Growth Rate was 29.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 108.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 29.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 10.70% per year.

During the past 13 years, Fiserv's highest 3-Year average EPS without NRI Growth Rate was 108.10% per year. The lowest was -33.50% per year. And the median was 18.65% per year.

Fiserv's EPS (Basic) for the three months ended in Sep. 2024 was $0.98. Its EPS (Basic) for the trailing twelve months (TTM) ended in Sep. 2024 was $5.20.

Back to Basics: PE Ratio


Fiserv PE Ratio Historical Data

The historical data trend for Fiserv's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fiserv PE Ratio Chart

Fiserv Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.62 81.33 52.16 25.85 26.67

Fiserv Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.63 26.67 29.87 25.79 34.55

Competitive Comparison of Fiserv's PE Ratio

For the Information Technology Services subindustry, Fiserv's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fiserv's PE Ratio Distribution in the Software Industry

For the Software industry and Technology sector, Fiserv's PE Ratio distribution charts can be found below:

* The bar in red indicates where Fiserv's PE Ratio falls into.



Fiserv PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Fiserv's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=204.66/5.200
=39.36

Fiserv's Share Price of today is $204.66.
Fiserv's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.20.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Fiserv  (NYSE:FI) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Fiserv PE Ratio Related Terms

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Fiserv Business Description

Address
255 Fiserv Drive, Brookfield, WI, USA, 53045
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for us banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.
Executives
Kenneth Best officer: Chief Accounting Officer 255 FISERV DRIVE, BROOKFIELD WI 53045
Heidi Miller director FIRST DATA CORPORATION, 225 LIBERTY STREET, 29TH FLOOR, NEW YORK NY 10281
Doyle Simons director 220 OCCIDENTAL AVENUE SOUTH, SEATTLE WA 98104
Frank Bisignano director, officer: President and COO 225 LIBERTY STREET, 29TH FLOOR, NEW YORK NY 10281
Guy Chiarello officer: Chief Administrative Officer 225 LIBERTY STREET, 29TH FLOOR, NEW YORK NY 10281
Suzan Kereere officer: EVP, Head of GBS 255 FISERV DRIVE, BROOKFIELD WI 53045
Robert W. Hau officer: Chief Financial Officer 255 FISERV DRIVE, BROOKFIELD WI 53045
Christopher M Foskett officer: EVP, Global Sales C/O VERISK ANALYTICS, INC., 545 WASHINGTON BOULEVARD, JERSEY CITY NJ 07310-1686
Charlotte Yarkoni director 255 FISERV DRIVE, BROOKFIELD WI 53045
Valueact Capital Master Fund, L.p. director, other: See Remarks ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Harry Disimone director 18 HICKORY DRIVE, OLD BROOKVILLE NY 11545
Valueact Capital Management, Llc director, other: See Remarks ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Valueact Holdings Ii, L.p. director, other: See Remarks ONE LETTERMAN DRIVE, BUILDING D, FOURTH FLOOR, SAN FRANCISCO CA 94129
Valueact Holdings Gp, Llc director, other: See Remarks ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Valueact Holdings, L.p. director, other: See Remarks ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129