MABHF (Mortgage Advice Bureau (Holdings)) PE Ratio: 25.80 (As of Jul. 03, 2026) — Near Median


MABHF Mortgage Advice Bureau (Holdings) PLC MABHF
82 GF Score
Price $8.98
GF Value $16.36
! 2 Warning Signs
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What is Mortgage Advice Bureau (Holdings) PE Ratio?

Mortgage Advice Bureau (Holdings) MABHF 82 PE Ratio is 25.80 as of Jul. 03, 2026, which is 1% below its 10-year median of 26.03. GuruFocus rates MABHF with a GF Score™ of 82/100 and a GF Value™ of $16.36. The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-03), Mortgage Advice Bureau (Holdings)'s share price is $8.98. Mortgage Advice Bureau (Holdings)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.35. Therefore, Mortgage Advice Bureau (Holdings)'s PE Ratio for today is 25.80.

Good Sign:

Mortgage Advice Bureau (Holdings) PLC stock PE Ratio (=20.39) is close to 3-year low of 19.61.

During the past 13 years, Mortgage Advice Bureau (Holdings)'s highest PE Ratio was 63.56. The lowest was 12.75. And the median was 26.03.

Mortgage Advice Bureau (Holdings)'s EPS (Diluted) for the six months ended in Dec. 2025 was $0.19. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.35.

As of today (2026-07-03), Mortgage Advice Bureau (Holdings)'s share price is $8.98. Mortgage Advice Bureau (Holdings)'s EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.60. Therefore, Mortgage Advice Bureau (Holdings)'s PE Ratio without NRI ratio for today is 14.99.

During the past 13 years, Mortgage Advice Bureau (Holdings)'s highest PE Ratio without NRI was 52.63. The lowest was 11.37. And the median was 22.84.

Mortgage Advice Bureau (Holdings)'s EPS without NRI for the six months ended in Dec. 2025 was $0.35. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.60.

During the past 12 months, Mortgage Advice Bureau (Holdings)'s average EPS without NRI Growth Rate was 13.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 6.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 6.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 8.90% per year.

During the past 13 years, Mortgage Advice Bureau (Holdings)'s highest 3-Year average EPS without NRI Growth Rate was 63.70% per year. The lowest was 1.30% per year. And the median was 13.60% per year.

Mortgage Advice Bureau (Holdings)'s EPS (Basic) for the six months ended in Dec. 2025 was $0.19. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.35.

Back to Basics: PE Ratio


Mortgage Advice Bureau (Holdings)  (OTCPK:MABHF) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Mortgage Advice Bureau (Holdings) PE Ratio Related Terms


Mortgage Advice Bureau (Holdings) PE Ratio Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) PE Ratio Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.43 24.54 34.89 22.26 26.67

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.89 At Loss 22.26 At Loss 26.67

MABHF vs RKT, FNMA, PFSI: PE Ratio Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s PE Ratio distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s PE Ratio falls into.


MABHF
82GF Score
Mortgage Advice Bureau (Holdings) PLC MABHF
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mortgage Advice Bureau (Holdings) PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Mortgage Advice Bureau (Holdings)'s PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=8.98/0.348
=25.8

Mortgage Advice Bureau (Holdings)'s Share Price of today is $8.98.
For company reported semi-annually, Mortgage Advice Bureau (Holdings)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0.35.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 25.80 mean?
Mortgage Advice Bureau (Holdings) (MABHF) has a PE Ratio of 25.80 as of Jul. 03, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is near median its historical median of 26.03. Over the past decade, Mortgage Advice Bureau (Holdings)'s PE Ratio has ranged from 12.75 to 63.56.
Is Mortgage Advice Bureau (Holdings)'s PE Ratio too high?
Mortgage Advice Bureau (Holdings)'s current PE Ratio of 25.80 is near median its 10-year median of 26.03. Over the past 10 years, this metric has ranged from a low of 12.75 to a high of 63.56. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s PE Ratio compare to RKT and FNMA?
Mortgage Advice Bureau (Holdings)'s PE Ratio of 25.80 can be compared against companies in the Banks industry. Historically, Mortgage Advice Bureau (Holdings)'s own PE Ratio has ranged from 12.75 to 63.56 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. Mortgage Advice Bureau (Holdings)'s current PE Ratio is 25.80, which is near median its own 10-year median of 26.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current PE Ratio of 25.80. The stock's GF Value™ is $16.36, compared to a current price of $8.98 — trading 45.1% below its estimated fair value. The current PE Ratio is 25.80, which is near median its 10-year median of 26.03. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current PE Ratio is 25.80 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of $8.98 is trading 45.1% below its estimated GF Value™ of $16.36.

Key valuation signals for MABHF:

  • PE Ratio: 25.80 (near median its 10-year median of 26.03)
  • GF Value™: $16.36 vs. price of $8.98 (45.1% below fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UKMAB1:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score

Get the complete analysis for MABHF

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.98
Price
$16.36
GF Value