Fundusz Hipoteczny Dom (WAR:FHD) PE Ratio: 10.66 (As of Jul. 02, 2026) — 14% Below Median


WAR:FHD Fundusz Hipoteczny Dom SA WAR:FHD
24 GF Score
Price zł3.70
! 3 Warning Signs
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What is Fundusz Hipoteczny Dom PE Ratio?

Fundusz Hipoteczny Dom WAR:FHD 24 PE Ratio is 10.66 as of Jul. 02, 2026, which is 14% below its 10-year median of 12.39. GuruFocus rates WAR:FHD with a GF Score™ of 24/100. The stock has 3 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-02), Fundusz Hipoteczny Dom's share price is zł3.70. Fundusz Hipoteczny Dom's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 was zł0.35. Therefore, Fundusz Hipoteczny Dom's PE Ratio for today is 10.66.

Good Sign:

Fundusz Hipoteczny Dom SA stock PE Ratio (=10.09) is close to 3-year low of 10.09.

During the past 13 years, Fundusz Hipoteczny Dom's highest PE Ratio was 59.47. The lowest was 7.87. And the median was 12.39.

Fundusz Hipoteczny Dom's EPS (Diluted) for the three months ended in Sep. 2025 was zł0.03. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 was zł0.35.

As of today (2026-07-02), Fundusz Hipoteczny Dom's share price is zł3.70. Fundusz Hipoteczny Dom's EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2025 was zł0.17. Therefore, Fundusz Hipoteczny Dom's PE Ratio without NRI ratio for today is 21.39.

During the past 13 years, Fundusz Hipoteczny Dom's highest PE Ratio without NRI was 753.33. The lowest was 8.45. And the median was 24.86.

Fundusz Hipoteczny Dom's EPS without NRI for the three months ended in Sep. 2025 was zł-0.08. Its EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2025 was zł0.17.

During the past 13 years, Fundusz Hipoteczny Dom's highest 3-Year average EPS without NRI Growth Rate was 70.30% per year. The lowest was -86.00% per year. And the median was 24.70% per year.

Fundusz Hipoteczny Dom's EPS (Basic) for the three months ended in Sep. 2025 was zł0.03. Its EPS (Basic) for the trailing twelve months (TTM) ended in Sep. 2025 was zł0.35.

Back to Basics: PE Ratio


Fundusz Hipoteczny Dom  (WAR:FHD) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Fundusz Hipoteczny Dom PE Ratio Related Terms


Fundusz Hipoteczny Dom PE Ratio Historical Data

* Premium members only.

The historical data trend for Fundusz Hipoteczny Dom's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fundusz Hipoteczny Dom PE Ratio Chart

Fundusz Hipoteczny Dom Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only At Loss 11.71 At Loss At Loss At Loss

Fundusz Hipoteczny Dom Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only At Loss At Loss At Loss 59.47 12.39

WAR:FHD vs RKT, FNMA, PFSI: PE Ratio Comparison

For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fundusz Hipoteczny Dom PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's PE Ratio distribution charts can be found below:

* The bar in red indicates where Fundusz Hipoteczny Dom's PE Ratio falls into.


WAR:FHD
24GF Score
Fundusz Hipoteczny Dom SA WAR:FHD
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fundusz Hipoteczny Dom PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Fundusz Hipoteczny Dom's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=3.70/0.347
=10.66

Fundusz Hipoteczny Dom's Share Price of today is zł3.70.
Fundusz Hipoteczny Dom's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.35.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 10.66 mean?
Fundusz Hipoteczny Dom (WAR:FHD) has a PE Ratio of 10.66 as of Jul. 02, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Fundusz Hipoteczny Dom and its competitors. This is 14% below median its historical median of 12.39. Over the past decade, Fundusz Hipoteczny Dom's PE Ratio has ranged from 7.87 to 59.47.
Is Fundusz Hipoteczny Dom's PE Ratio too high?
Fundusz Hipoteczny Dom's current PE Ratio of 10.66 is 14% below median its 10-year median of 12.39. Over the past 10 years, this metric has ranged from a low of 7.87 to a high of 59.47. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's PE Ratio compare to RKT and FNMA?
Fundusz Hipoteczny Dom's PE Ratio of 10.66 can be compared against companies in the Banks industry. Historically, Fundusz Hipoteczny Dom's own PE Ratio has ranged from 7.87 to 59.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Fundusz Hipoteczny Dom and its competitors. Fundusz Hipoteczny Dom's current PE Ratio is 10.66, which is 14% below median its own 10-year median of 12.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current PE Ratio of 10.66. The current PE Ratio is 10.66, which is 14% below median its 10-year median of 12.39. Fundusz Hipoteczny Dom's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current PE Ratio is 10.66 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fundusz Hipoteczny Dom Business Description

Address al. Jana Pawla II 29, Warsaw, POL, 00-867
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
24GF Score

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PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.70
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