Zuger Kantonalbank AG (XSWX:ZUGER) PE Ratio: 22.81 (As of Jun. 24, 2026) — Near Median


XSWX:ZUGER Zuger Kantonalbank AG XSWX:ZUGER
66 GF Score
Price CHF10,400.00
GF Value CHF9,698.55
Valuation Fairly Valued
! 2 Warning Signs
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What is Zuger Kantonalbank AG PE Ratio?

Zuger Kantonalbank AG XSWX:ZUGER +0.97% 66 PE Ratio is 22.81 as of Jun. 24, 2026, which is 2% below its 10-year median of 23.20. GuruFocus rates XSWX:ZUGER with a GF Score™ of 66/100 and a GF Value™ of CHF9,698.55 (Fairly Valued). The stock has 2 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-24), Zuger Kantonalbank AG's share price is CHF10400.00. Zuger Kantonalbank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF455.88. Therefore, Zuger Kantonalbank AG's PE Ratio for today is 22.81.

During the past 13 years, Zuger Kantonalbank AG's highest PE Ratio was 28.41. The lowest was 17.37. And the median was 23.20.

Zuger Kantonalbank AG's EPS (Diluted) for the six months ended in Dec. 2025 was CHF209.20. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF455.88.

As of today (2026-06-24), Zuger Kantonalbank AG's share price is CHF10400.00. Zuger Kantonalbank AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF507.05. Therefore, Zuger Kantonalbank AG's PE Ratio without NRI ratio for today is 20.51.

During the past 13 years, Zuger Kantonalbank AG's highest PE Ratio without NRI was 24.22. The lowest was 14.30. And the median was 19.24.

Zuger Kantonalbank AG's EPS without NRI for the six months ended in Dec. 2025 was CHF260.38. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF507.05.

During the past 12 months, Zuger Kantonalbank AG's average EPS without NRI Growth Rate was 6.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 10.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 15.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 9.80% per year.

During the past 13 years, Zuger Kantonalbank AG's highest 3-Year average EPS without NRI Growth Rate was 21.90% per year. The lowest was -12.00% per year. And the median was 8.05% per year.

Zuger Kantonalbank AG's EPS (Basic) for the six months ended in Dec. 2025 was CHF209.20. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF455.88.

Back to Basics: PE Ratio


Zuger Kantonalbank AG  (XSWX:ZUGER) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Zuger Kantonalbank AG PE Ratio Related Terms


Zuger Kantonalbank AG PE Ratio Historical Data

* Premium members only.

The historical data trend for Zuger Kantonalbank AG's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zuger Kantonalbank AG PE Ratio Chart

Zuger Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.53 21.42 17.42 19.39 19.39

Zuger Kantonalbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.42 At Loss 19.39 At Loss 19.39

Zuger Kantonalbank AG PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Zuger Kantonalbank AG's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuger Kantonalbank AG PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zuger Kantonalbank AG's PE Ratio distribution charts can be found below:

* The bar in red indicates where Zuger Kantonalbank AG's PE Ratio falls into.


XSWX:ZUGER
66GF Score
Zuger Kantonalbank AG XSWX:ZUGER
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Zuger Kantonalbank AG PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Zuger Kantonalbank AG's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=10400.00/455.875
=22.81

Zuger Kantonalbank AG's Share Price of today is CHF10400.00.
For company reported semi-annually, Zuger Kantonalbank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF455.88.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 22.81 mean?
Zuger Kantonalbank AG (XSWX:ZUGER) has a PE Ratio of 22.81 as of Jun. 24, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Zuger Kantonalbank AG and its competitors. This is near median its historical median of 23.20. Over the past decade, Zuger Kantonalbank AG's PE Ratio has ranged from 17.37 to 28.41.
Is Zuger Kantonalbank AG's PE Ratio too high?
Zuger Kantonalbank AG's current PE Ratio of 22.81 is near median its 10-year median of 23.20. Over the past 10 years, this metric has ranged from a low of 17.37 to a high of 28.41. Overall, Zuger Kantonalbank AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's PE Ratio compare to competitors?
Zuger Kantonalbank AG's PE Ratio of 22.81 can be compared against companies in the Banks industry. Historically, Zuger Kantonalbank AG's own PE Ratio has ranged from 17.37 to 28.41 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Zuger Kantonalbank AG and its competitors. Zuger Kantonalbank AG's current PE Ratio is 22.81, which is near median its own 10-year median of 23.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Zuger Kantonalbank AG (XSWX:ZUGER) is currently considered Fairly Valued. The stock's GF Value™ is CHF9,698.55, compared to a current price of CHF10,400.00 — trading 7.2% above its estimated fair value. The current PE Ratio is 22.81, which is near median its 10-year median of 23.20. Zuger Kantonalbank AG's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Zuger Kantonalbank AG (XSWX:ZUGER), the current PE Ratio is 22.81 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuger Kantonalbank AG (XSWX:ZUGER) Overvalued in 2026?

Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued. The current stock price of CHF10,400.00 is trading 7.2% above its estimated GF Value™ of CHF9,698.55. GuruFocus considers Zuger Kantonalbank AG to be Fairly Valued.

Key valuation signals for XSWX:ZUGER:

  • PE Ratio: 22.81 (near median its 10-year median of 23.20)
  • GF Value™: CHF9,698.55 vs. price of CHF10,400.00 (7.2% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the XSWX:ZUGER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuger Kantonalbank AG Business Description

Address Zuger Kantonalbank, Baarerstrasse 37, Zug, CHE, CH-6301
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
66GF Score

Get the complete analysis for XSWX:ZUGER

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF10,400.00
Price
CHF9,698.55
GF Value