Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, China United Insurance Service's PEG is 1. China United Insurance Service's 5-Year TTM EBITDA Growth Rate is 21.54.
China United Insurance Service's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2023 was $0.18. Therefore, the Peter Lynch Fair Value for today is $3.94.
The historical rank and industry rank for China United Insurance Service's Peter Lynch Fair Value or its related term are showing as below:
CUII's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Insurance industry.
Industry Median: 0.83 * Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
China United Insurance Service (OTCPK:CUII) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 21.54 instead of 15 in this case.
China United Insurance Service's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
0.0001
/
3.94
=
0.00
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China United Insurance Service Peter Lynch Fair Value Related Terms
China United Insurance Service Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China United Insurance Service Peter Lynch Fair Value Chart
CUII vs RELI, TIRX, HUIZ: Peter Lynch Fair Value Comparison
For the Insurance Brokers subindustry, China United Insurance Service's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China United Insurance Service Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, China United Insurance Service's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where China United Insurance Service's Price-to-Peter-Lynch-Fair-Value falls into.
China United Insurance Service's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.18.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
China United Insurance Service (CUII) has a Peter Lynch Fair Value of $3.94 as of Jul. 02, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on China United Insurance Service and its competitors.
Is China United Insurance Service's Peter Lynch Fair Value too high?
China United Insurance Service's current Peter Lynch Fair Value is $3.94. The Insurance industry median Peter Lynch Fair Value is 0.83. China United Insurance Service's value of $3.94 is 374.7% above this industry median. Overall, China United Insurance Service has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does China United Insurance Service's Peter Lynch Fair Value compare to RELI and TIRX?
China United Insurance Service's Peter Lynch Fair Value of $3.94 can be compared against companies in the Insurance industry. The industry median Peter Lynch Fair Value is 0.83. China United Insurance Service's value of $3.94 is 374.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.83, based on 155 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China United Insurance Service's current Peter Lynch Fair Value of $3.94 is 374.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on China United Insurance Service and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China United Insurance Service's current Peter Lynch Fair Value is $3.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China United Insurance Service stock overvalued right now?
China United Insurance Service (CUII) has a current Peter Lynch Fair Value of $3.94. The current Peter Lynch Fair Value is $3.94 and 374.7% above the Insurance industry median of 0.83. China United Insurance Service's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For China United Insurance Service (CUII), the current Peter Lynch Fair Value is $3.94 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
China United Insurance Service Business Description
China United Insurance Service Inc through its subsidiaries provides insurance brokerage and agency services across the People's Republic of China. The company offers client-specific life insurance products and property and casualty insurance products. It generates majority of its revenues from Taiwan followed by the People's Republic of China. Property and Casualty Insurance Products: Law Broker's main property and casualty insurance products are automobile insurance, casualty insurance, and liability insurance. The property and casualty insurance products Law Broker distributes can be further classified into the categories: automobile insurance, casualty insurance, and liability insurance.
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