Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. China United Insurance Service's annualized net income for the quarter that ended in Mar. 2023 was $7.4 Mil. China United Insurance Service's average shareholder tangible equity for the quarter that ended in Mar. 2023 was $44.2 Mil. Therefore, China United Insurance Service's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2023 was 16.85%.
The historical rank and industry rank for China United Insurance Service's Return-on-Tangible-Equity or its related term are showing as below:
CUII's Return-on-Tangible-Equity is not ranked *
in the Insurance industry.
Industry Median: 13.54 * Ranked among companies with meaningful Return-on-Tangible-Equity only.
China United Insurance Service (OTCPK:CUII) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
China United Insurance Service Return-on-Tangible-Equity Related Terms
China United Insurance Service Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China United Insurance Service Return-on-Tangible-Equity Chart
CUII vs RELI, TIRX, HUIZ: Return-on-Tangible-Equity Comparison
For the Insurance Brokers subindustry, China United Insurance Service's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China United Insurance Service Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, China United Insurance Service's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where China United Insurance Service's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2023) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.85% mean?
China United Insurance Service (CUII) has a Return-on-Tangible-Equity of 16.85% as of Mar. 2023. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on China United Insurance Service and its competitors.
Is China United Insurance Service's Return-on-Tangible-Equity too high?
China United Insurance Service's current Return-on-Tangible-Equity is 16.85%. The Insurance industry median Return-on-Tangible-Equity is 13.54. China United Insurance Service's value of 16.85% is 24.4% above this industry median. Overall, China United Insurance Service has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does China United Insurance Service's Return-on-Tangible-Equity compare to RELI and TIRX?
China United Insurance Service's Return-on-Tangible-Equity of 16.85% can be compared against companies in the Insurance industry. The industry median Return-on-Tangible-Equity is 13.54. China United Insurance Service's value of 16.85% is 24.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.54, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China United Insurance Service's current Return-on-Tangible-Equity of 16.85% is 24.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on China United Insurance Service and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China United Insurance Service's current Return-on-Tangible-Equity is 16.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China United Insurance Service stock overvalued right now?
China United Insurance Service (CUII) has a current Return-on-Tangible-Equity of 16.85%. The current Return-on-Tangible-Equity is 16.85% and 24.4% above the Insurance industry median of 13.54. China United Insurance Service's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For China United Insurance Service (CUII), the current Return-on-Tangible-Equity is 16.85% as of Mar. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
China United Insurance Service Business Description
China United Insurance Service Inc through its subsidiaries provides insurance brokerage and agency services across the People's Republic of China. The company offers client-specific life insurance products and property and casualty insurance products. It generates majority of its revenues from Taiwan followed by the People's Republic of China. Property and Casualty Insurance Products: Law Broker's main property and casualty insurance products are automobile insurance, casualty insurance, and liability insurance. The property and casualty insurance products Law Broker distributes can be further classified into the categories: automobile insurance, casualty insurance, and liability insurance.
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