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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Credit Bureau Asia's PEG is 1. Credit Bureau Asia's 5-Year TTM EBITDA Growth Rate is 6.24.
Credit Bureau Asia's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.05. Therefore, the Peter Lynch Fair Value for today is S$0.29.
The historical rank and industry rank for Credit Bureau Asia's Peter Lynch Fair Value or its related term are showing as below:
SGX:TCU'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.89 Med: 2.74 Max: 4.48
Current: 3.79
During the past 9 years, the highest Price to Peter Lynch Fair Value Ratio of Credit Bureau Asia was 4.48. The lowest was 1.89. And the median was 2.74.
SGX:TCU's Price-to-Peter-Lynch-Fair-Value is ranked worse than 94.57% of 221
companies
in the Capital Markets industry
Industry Median: 1.07
vs SGX:TCU: 3.79
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Credit Bureau Asia (SGX:TCU) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 6.24 instead of 15 in this case.
Credit Bureau Asia's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
1.10
/
0.29
=
3.83
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Bureau Asia Peter Lynch Fair Value Related Terms
Credit Bureau Asia Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Credit Bureau Asia's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:TCU vs SPGI, CME, ICE: Peter Lynch Fair Value Comparison
For the Financial Data & Stock Exchanges subindustry, Credit Bureau Asia's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Bureau Asia Price-to-Peter-Lynch-Fair-Value vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Credit Bureau Asia's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Credit Bureau Asia's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Bureau Asia's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was S$0.05.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of S$0.29 mean?
Credit Bureau Asia (SGX:TCU) has a Peter Lynch Fair Value of S$0.29 as of Sep. 04, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Credit Bureau Asia and its competitors. According to the industry distribution chart, Credit Bureau Asia ranks #209 out of 221 companies in the Capital Markets industry, placing it in the top 94.6%.
Is Credit Bureau Asia's Peter Lynch Fair Value too high?
Credit Bureau Asia's current Peter Lynch Fair Value is S$0.29. Based on the distribution chart, Credit Bureau Asia ranks #209 out of 221 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Credit Bureau Asia has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Bureau Asia's Peter Lynch Fair Value compare to SPGI and CME?
According to the Capital Markets industry distribution chart, Credit Bureau Asia ranks #209 out of 221 companies for Peter Lynch Fair Value. This places Credit Bureau Asia in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Capital Markets company?
The median Peter Lynch Fair Value among Capital Markets companies is 1.07, based on 221 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Credit Bureau Asia and its competitors. For the Capital Markets industry, the median Peter Lynch Fair Value is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Bureau Asia's current Peter Lynch Fair Value is S$0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Bureau Asia stock overvalued right now?
Based on GuruFocus' analysis, Credit Bureau Asia (SGX:TCU) is currently considered Modestly Undervalued. The stock's GF Value™ is S$1.32, compared to a current price of S$1.10 — trading 16.7% below its estimated fair value. The current Peter Lynch Fair Value is S$0.29. Credit Bureau Asia's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Credit Bureau Asia (SGX:TCU), the current Peter Lynch Fair Value is S$0.29 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Bureau Asia (SGX:TCU) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Bureau Asia stock appears to be undervalued.
The current stock price of S$1.10 is trading 16.7% below its estimated GF Value™ of S$1.32.
GuruFocus considers Credit Bureau Asia to be Modestly Undervalued.
Key valuation signals for SGX:TCU:
Peter Lynch Fair Value: S$0.29
GF Value™: S$1.32 vs. price of S$1.10 (16.7% below fair value)
No single metric tells the full story. See the SGX:TCU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). Its products and services include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions. The company has two segments; the Financial Institution Data Business and the Non-Financial Institution Data Business, covering both consumer and commercial credit risk information.
82GF Score
Get the complete analysis for SGX:TCU
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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