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Credit Bureau AsiaSGX:TCU 79 FCF Margin % is 48.53% as of Dec. 2025, which is 19% above its 10-year median of 40.95. GuruFocus rates SGX:TCU with a GF Score™ of 79/100 and a GF Value™ of S$1.33 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 773 Capital Markets companies, Credit Bureau Asia ranks better than 79.82% on this metric.
The historical data trend for Credit Bureau Asia's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:TCU vs SPGI, CME, ICE: FCF Margin % Comparison
For the Financial Data & Stock Exchanges subindustry, Credit Bureau Asia's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Bureau Asia FCF Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Credit Bureau Asia's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Credit Bureau Asia's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Bureau Asia (SGX:TCU) has a FCF Margin % of 48.53% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Bureau Asia and its competitors. This is 19% above median its historical median of 40.95. Over the past decade, Credit Bureau Asia's FCF Margin % has ranged from 25.71 to 47.93. According to the industry distribution chart, Credit Bureau Asia ranks #156 out of 773 companies in the Capital Markets industry, placing it in the top 20.2%.
Is Credit Bureau Asia's FCF Margin % too high?
Credit Bureau Asia's current FCF Margin % of 48.53% is 19% above median its 10-year median of 40.95. Over the past 10 years, this metric has ranged from a low of 25.71 to a high of 47.93. The Capital Markets industry median FCF Margin % is 1.12. Credit Bureau Asia's value of 48.53% is 4233% above this industry median. Based on the distribution chart, Credit Bureau Asia ranks #156 out of 773 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Bureau Asia has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Bureau Asia's FCF Margin % compare to SPGI and CME?
According to the Capital Markets industry distribution chart, Credit Bureau Asia ranks #156 out of 773 companies for FCF Margin %. This places Credit Bureau Asia in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 1.12. Credit Bureau Asia's value of 48.53% is 4233% above this benchmark. Historically, Credit Bureau Asia's own FCF Margin % has ranged from 25.71 to 47.93 over the past decade. While the company's 10-year median is 40.95 vs. the industry median of 1.12, Credit Bureau Asia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Capital Markets company?
The median FCF Margin % among Capital Markets companies is 1.12, based on 773 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Bureau Asia's current FCF Margin % of 48.53% is 4233% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Bureau Asia and its competitors. For the Capital Markets industry, the median FCF Margin % is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Bureau Asia's current FCF Margin % is 48.53%, which is 19% above median its own 10-year median of 40.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Bureau Asia stock overvalued right now?
Based on GuruFocus' analysis, Credit Bureau Asia (SGX:TCU) is currently considered Modestly Undervalued. The stock's GF Value™ is S$1.33, compared to a current price of S$1.10 — trading 17.3% below its estimated fair value. The current FCF Margin % is 48.53%, which is 19% above median its 10-year median of 40.95 and 4233% above the Capital Markets industry median of 1.12. Credit Bureau Asia's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Credit Bureau Asia (SGX:TCU), the current FCF Margin % is 48.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Bureau Asia (SGX:TCU) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Bureau Asia stock appears to be undervalued.
The current stock price of S$1.10 is trading 17.3% below its estimated GF Value™ of S$1.33.
GuruFocus considers Credit Bureau Asia to be Modestly Undervalued.
Key valuation signals for SGX:TCU:
FCF Margin %: 48.53% (19% above median its 10-year median of 40.95)
GF Value™: S$1.33 vs. price of S$1.10 (17.3% below fair value)
Industry Position: 4233% above the Capital Markets median (#156 of 773)
No single metric tells the full story. See the SGX:TCU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). Its products and services include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions. The company has two segments; the Financial Institution Data Business and the Non-Financial Institution Data Business, covering both consumer and commercial credit risk information.
79GF Score
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