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Credit Bureau AsiaSGX:TCU 79 Days Payable is 79.43 as of Dec. 2025, which is 260% above its 10-year median of 22.04. GuruFocus rates SGX:TCU with a GF Score™ of 79/100 and a GF Value™ of S$1.33 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 541 Capital Markets companies, Credit Bureau Asia ranks worse than 54.9% on this metric.
The historical rank and industry rank for Credit Bureau Asia's Days Payable or its related term are showing as below:
SGX:TCU'
s Days Payable Range Over the Past 10 Years
Min: 17.93 Med: 22.04 Max: 61.34
Current: 61.34
During the past 9 years, Credit Bureau Asia's highest Days Payable was 61.34. The lowest was 17.93. And the median was 22.04.
SGX:TCU's Days Payable is ranked worse than 54.9% of 541
companies
in the Capital Markets industry
Industry Median: 92.89
vs SGX:TCU: 61.34
Credit Bureau Asia's Days Payable
declined
from Dec. 2024 (106.89) to Dec. 2025 (79.43).
It may suggest that Credit Bureau Asiaaccelerated paying its suppliers.
The historical data trend for Credit Bureau Asia's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:TCU vs SPGI, CME, ICE: Days Payable Comparison
For the Financial Data & Stock Exchanges subindustry, Credit Bureau Asia's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Bureau Asia Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Credit Bureau Asia's Days Payable distribution charts can be found below:
* The bar in red indicates where Credit Bureau Asia's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Credit Bureau Asia's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Bureau Asia (SGX:TCU) has a Days Payable of 79.43 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credit Bureau Asia and its competitors. This is 260% above median its historical median of 22.04. Over the past decade, Credit Bureau Asia's Days Payable has ranged from 17.93 to 61.34. According to the industry distribution chart, Credit Bureau Asia ranks #297 out of 541 companies in the Capital Markets industry, placing it in the top 54.9%.
Is Credit Bureau Asia's Days Payable too high?
Credit Bureau Asia's current Days Payable of 79.43 is 260% above median its 10-year median of 22.04. Over the past 10 years, this metric has ranged from a low of 17.93 to a high of 61.34. The Capital Markets industry median Days Payable is 92.89. Credit Bureau Asia's value of 79.43 is 14.5% below this industry median. Based on the distribution chart, Credit Bureau Asia ranks #297 out of 541 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Credit Bureau Asia has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Bureau Asia's Days Payable compare to SPGI and CME?
According to the Capital Markets industry distribution chart, Credit Bureau Asia ranks #297 out of 541 companies for Days Payable. This places Credit Bureau Asia in the lower half of its industry. The industry median Days Payable is 92.89. Credit Bureau Asia's value of 79.43 is 14.5% below this benchmark. Historically, Credit Bureau Asia's own Days Payable has ranged from 17.93 to 61.34 over the past decade. While the company's 10-year median is 22.04 vs. the industry median of 92.89, Credit Bureau Asia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 92.89, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Bureau Asia's current Days Payable of 79.43 is 14.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Credit Bureau Asia and its competitors. For the Capital Markets industry, the median Days Payable is 92.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Bureau Asia's current Days Payable is 79.43, which is 260% above median its own 10-year median of 22.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Bureau Asia stock overvalued right now?
Based on GuruFocus' analysis, Credit Bureau Asia (SGX:TCU) is currently considered Modestly Undervalued. The stock's GF Value™ is S$1.33, compared to a current price of S$1.10 — trading 17.3% below its estimated fair value. The current Days Payable is 79.43, which is 260% above median its 10-year median of 22.04 and 14.5% below the Capital Markets industry median of 92.89. Credit Bureau Asia's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Credit Bureau Asia (SGX:TCU), the current Days Payable is 79.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Bureau Asia (SGX:TCU) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Bureau Asia stock appears to be undervalued.
The current stock price of S$1.10 is trading 17.3% below its estimated GF Value™ of S$1.33.
GuruFocus considers Credit Bureau Asia to be Modestly Undervalued.
Key valuation signals for SGX:TCU:
Days Payable: 79.43 (260% above median its 10-year median of 22.04)
GF Value™: S$1.33 vs. price of S$1.10 (17.3% below fair value)
Industry Position: 14.5% below the Capital Markets median (#297 of 541)
No single metric tells the full story. See the SGX:TCU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). Its products and services include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions. The company has two segments; the Financial Institution Data Business and the Non-Financial Institution Data Business, covering both consumer and commercial credit risk information.
79GF Score
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