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Credit Bureau AsiaSGX:TCU 79 Interest Coverage is 97.92 as of Dec. 2025, which is 28% below its 10-year median of 136.83. GuruFocus rates SGX:TCU with a GF Score™ of 79/100 and a GF Value™ of S$1.33 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 433 Capital Markets companies, Credit Bureau Asia ranks better than 64.67% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Credit Bureau Asia's
Operating Income
for the
six
months ended in Dec. 2025 was S$14.30 Mil. Credit Bureau Asia's Interest Expense for the
six
months ended in Dec. 2025 was S$-0.15 Mil.
Credit Bureau Asia's interest coverage for the quarter that ended in Dec. 2025 was 97.92.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Credit Bureau Asia Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Credit Bureau Asia's Interest Coverage or its related term are showing as below:
SGX:TCU'
s Interest Coverage Range Over the Past 10 Years
Min: 64.61 Med: 136.83 Max: No Debt
Current: 93.84
SGX:TCU's Interest Coverage is ranked better than 64.67% of 433
companies
in the Capital Markets industry
Industry Median: 20.93
vs SGX:TCU: 93.84
Credit Bureau Asia (SGX:TCU) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Credit Bureau Asia Interest Coverage Related Terms
Credit Bureau Asia Interest Coverage Historical Data
* Premium members only.
The historical data trend for Credit Bureau Asia's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SGX:TCU vs SPGI, CME, ICE: Interest Coverage Comparison
For the Financial Data & Stock Exchanges subindustry, Credit Bureau Asia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Bureau Asia Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Credit Bureau Asia's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Credit Bureau Asia's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Bureau Asia (SGX:TCU) has a Interest Coverage of 97.92 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Credit Bureau Asia and its competitors. This is 28% below median its historical median of 136.83. Over the past decade, Credit Bureau Asia's Interest Coverage has ranged from 64.61 to 10,000.00. According to the industry distribution chart, Credit Bureau Asia ranks #153 out of 433 companies in the Capital Markets industry, placing it in the top 35.3%.
Is Credit Bureau Asia's Interest Coverage too high?
Credit Bureau Asia's current Interest Coverage of 97.92 is 28% below median its 10-year median of 136.83. Over the past 10 years, this metric has ranged from a low of 64.61 to a high of 10,000.00. The Capital Markets industry median Interest Coverage is 20.93. Credit Bureau Asia's value of 97.92 is 367.8% above this industry median. Based on the distribution chart, Credit Bureau Asia ranks #153 out of 433 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Credit Bureau Asia has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Bureau Asia's Interest Coverage compare to SPGI and CME?
According to the Capital Markets industry distribution chart, Credit Bureau Asia ranks #153 out of 433 companies for Interest Coverage. This puts Credit Bureau Asia in the upper half of its industry. The industry median Interest Coverage is 20.93. Credit Bureau Asia's value of 97.92 is 367.8% above this benchmark. Historically, Credit Bureau Asia's own Interest Coverage has ranged from 64.61 to 10,000.00 over the past decade. While the company's 10-year median is 136.83 vs. the industry median of 20.93, Credit Bureau Asia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.93, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Bureau Asia's current Interest Coverage of 97.92 is 367.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Credit Bureau Asia and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Bureau Asia's current Interest Coverage is 97.92, which is 28% below median its own 10-year median of 136.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Bureau Asia stock overvalued right now?
Based on GuruFocus' analysis, Credit Bureau Asia (SGX:TCU) is currently considered Modestly Undervalued. The stock's GF Value™ is S$1.33, compared to a current price of S$1.10 — trading 17.3% below its estimated fair value. The current Interest Coverage is 97.92, which is 28% below median its 10-year median of 136.83 and 367.8% above the Capital Markets industry median of 20.93. Credit Bureau Asia's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Credit Bureau Asia (SGX:TCU), the current Interest Coverage is 97.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Bureau Asia (SGX:TCU) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Bureau Asia stock appears to be undervalued.
The current stock price of S$1.10 is trading 17.3% below its estimated GF Value™ of S$1.33.
GuruFocus considers Credit Bureau Asia to be Modestly Undervalued.
Key valuation signals for SGX:TCU:
Interest Coverage: 97.92 (28% below median its 10-year median of 136.83)
GF Value™: S$1.33 vs. price of S$1.10 (17.3% below fair value)
Industry Position: 367.8% above the Capital Markets median (#153 of 433)
No single metric tells the full story. See the SGX:TCU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). Its products and services include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions. The company has two segments; the Financial Institution Data Business and the Non-Financial Institution Data Business, covering both consumer and commercial credit risk information.
79GF Score
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