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Credit Bureau AsiaSGX:TCU -1.80%83 5-Year Yield-on-Cost % is 12.29 as of Sep. 14, 2026, which is 280% above its 10-year median of 3.23. GuruFocus rates SGX:TCU with a GF Score™ of 83/100 and a GF Value™ of S$1.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 367 Capital Markets companies, Credit Bureau Asia ranks better than 91.55% on this metric.
Credit Bureau Asia's yield on cost for the quarter that ended in Jun. 2026 was 12.29.
The historical rank and industry rank for Credit Bureau Asia's 5-Year Yield-on-Cost % or its related term are showing as below:
SGX:TCU'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.57 Med: 3.23 Max: 12.29
Current: 12.29
During the past 9 years, Credit Bureau Asia's highest Yield on Cost was 12.29. The lowest was 1.57. And the median was 3.23.
SGX:TCU's 5-Year Yield-on-Cost % is ranked better than 91.55% of 367
companies
in the Capital Markets industry
Industry Median: 3.4
vs SGX:TCU: 12.29
Credit Bureau Asia (SGX:TCU) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Credit Bureau Asia 5-Year Yield-on-Cost % Related Terms
SGX:TCU vs SPGI, CME, ICE: 5-Year Yield-on-Cost % Comparison
For the Financial Data & Stock Exchanges subindustry, Credit Bureau Asia's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Bureau Asia 5-Year Yield-on-Cost % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Credit Bureau Asia's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Credit Bureau Asia's 5-Year Yield-on-Cost % falls into.
Credit Bureau Asia 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Credit Bureau Asia (SGX:TCU) has a 5-Year Yield-on-Cost % of 12.29 as of Sep. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Bureau Asia and its competitors. This is 280% above median its historical median of 3.23. Over the past decade, Credit Bureau Asia's 5-Year Yield-on-Cost % has ranged from 1.57 to 12.29. According to the industry distribution chart, Credit Bureau Asia ranks #31 out of 367 companies in the Capital Markets industry, placing it in the top 8.4%.
Is Credit Bureau Asia's 5-Year Yield-on-Cost % too high?
Credit Bureau Asia's current 5-Year Yield-on-Cost % of 12.29 is 280% above median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 1.57 to a high of 12.29. The Capital Markets industry median 5-Year Yield-on-Cost % is 3.40. Credit Bureau Asia's value of 12.29 is 261.5% above this industry median. Based on the distribution chart, Credit Bureau Asia ranks #31 out of 367 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Bureau Asia has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Bureau Asia's 5-Year Yield-on-Cost % compare to SPGI and CME?
According to the Capital Markets industry distribution chart, Credit Bureau Asia ranks #31 out of 367 companies for 5-Year Yield-on-Cost %. This places Credit Bureau Asia in the top 8% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.40. Credit Bureau Asia's value of 12.29 is 261.5% above this benchmark. Historically, Credit Bureau Asia's own 5-Year Yield-on-Cost % has ranged from 1.57 to 12.29 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 3.40, Credit Bureau Asia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Capital Markets company?
The median 5-Year Yield-on-Cost % among Capital Markets companies is 3.40, based on 367 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Bureau Asia's current 5-Year Yield-on-Cost % of 12.29 is 261.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit Bureau Asia and its competitors. For the Capital Markets industry, the median 5-Year Yield-on-Cost % is 3.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Bureau Asia's current 5-Year Yield-on-Cost % is 12.29, which is 280% above median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Bureau Asia stock overvalued right now?
Based on GuruFocus' analysis, Credit Bureau Asia (SGX:TCU) is currently considered Modestly Undervalued. The stock's GF Value™ is S$1.34, compared to a current price of S$1.09 — trading 18.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 12.29, which is 280% above median its 10-year median of 3.23 and 261.5% above the Capital Markets industry median of 3.40. Credit Bureau Asia's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Credit Bureau Asia (SGX:TCU), the current 5-Year Yield-on-Cost % is 12.29 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Bureau Asia (SGX:TCU) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Bureau Asia stock appears to be undervalued.
The current stock price of S$1.09 is trading 18.7% below its estimated GF Value™ of S$1.34.
GuruFocus considers Credit Bureau Asia to be Modestly Undervalued.
Key valuation signals for SGX:TCU:
5-Year Yield-on-Cost %: 12.29 (280% above median its 10-year median of 3.23)
GF Value™: S$1.34 vs. price of S$1.09 (18.7% below fair value)
Industry Position: 261.5% above the Capital Markets median (#31 of 367)
No single metric tells the full story. See the SGX:TCU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). Its products and services include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions. The company has two segments; the Financial Institution Data Business and the Non-Financial Institution Data Business, covering both consumer and commercial credit risk information.
83GF Score
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