Credit Bureau Asia (SGX:TCU) ROCE %: 38.18% (As of Dec. 2025)

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SGX:TCU Credit Bureau Asia Ltd SGX:TCU
79 GF Score
Price S$1.10
GF Value S$1.33
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Bureau Asia ROCE %?

Credit Bureau Asia SGX:TCU 79 ROCE % is 38.18% as of Dec. 2025. GuruFocus rates SGX:TCU with a GF Score™ of 79/100 and a GF Value™ of S$1.33 (Modestly Undervalued). The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Credit Bureau Asia's annualized ROCE % for the quarter that ended in Dec. 2025 was 38.18%.


Credit Bureau Asia  (SGX:TCU) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.


Credit Bureau Asia ROCE % Related Terms


Credit Bureau Asia ROCE % Historical Data

* Premium members only.

The historical data trend for Credit Bureau Asia's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Bureau Asia ROCE % Chart

Credit Bureau Asia Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only 34.56 34.97 39.51 41.70 39.25

Credit Bureau Asia Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.81 44.44 39.21 39.74 38.18
SGX:TCU
79GF Score
Credit Bureau Asia Ltd SGX:TCU
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Bureau Asia ROCE % Calculation

Credit Bureau Asia's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=30.537/( ( (103.488 - 26.054) + (104.779 - 26.593) )/ 2 )
=30.537/( (77.434+78.186)/ 2 )
=30.537/77.81
=39.25 %

Credit Bureau Asia's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=30/( ( (105.114 - 26.144) + (104.779 - 26.593) )/ 2 )
=30/( ( 78.97 + 78.186 )/ 2 )
=30/78.578
=38.18 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 38.18% mean?
Credit Bureau Asia (SGX:TCU) has a ROCE % of 38.18% as of Dec. 2025.
Is Credit Bureau Asia's ROCE % too high?
Credit Bureau Asia's current ROCE % is 38.18%. The Capital Markets industry median ROCE % is 5.96. Credit Bureau Asia's value of 38.18% is 540.6% above this industry median. Overall, Credit Bureau Asia has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Bureau Asia's ROCE % compare to SPGI and CME?
Credit Bureau Asia's ROCE % of 38.18% can be compared against companies in the Capital Markets industry. The industry median ROCE % is 5.96. Credit Bureau Asia's value of 38.18% is 540.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Capital Markets company?
The median ROCE % among Capital Markets companies is 5.96, based on 690 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Bureau Asia's current ROCE % of 38.18% is 540.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median ROCE % is 5.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Bureau Asia's current ROCE % is 38.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Bureau Asia stock overvalued right now?
Based on GuruFocus' analysis, Credit Bureau Asia (SGX:TCU) is currently considered Modestly Undervalued. The stock's GF Value™ is S$1.33, compared to a current price of S$1.10 — trading 17.3% below its estimated fair value. The current ROCE % is 38.18% and 540.6% above the Capital Markets industry median of 5.96. Credit Bureau Asia's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Credit Bureau Asia (SGX:TCU), the current ROCE % is 38.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Bureau Asia (SGX:TCU) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Bureau Asia stock appears to be undervalued. The current stock price of S$1.10 is trading 17.3% below its estimated GF Value™ of S$1.33. GuruFocus considers Credit Bureau Asia to be Modestly Undervalued.

Key valuation signals for SGX:TCU:

  • ROCE %: 38.18%
  • GF Value™: S$1.33 vs. price of S$1.10 (17.3% below fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 540.6% above the Capital Markets median

No single metric tells the full story. See the SGX:TCU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Bureau Asia Business Description

Address 6 Shenton Way, No. 17-10 OUE Downtown 2, Singapore, SGP, 068809
Credit Bureau Asia Ltd is a provider of credit and risk information solutions in Southeast Asia. The company provides credit and risk information solutions to a client base of banks, financial institutions, multinational corporations, telecommunication companies, government bodies and public agencies, local enterprises, and individuals across Singapore, Malaysia, Cambodia, and Myanmar (the Territories). Its products and services include credit and risk information reports, credit scores, monitoring services, data trends and analytics, and client-specific tailored solutions. The company has two segments; the Financial Institution Data Business and the Non-Financial Institution Data Business, covering both consumer and commercial credit risk information.
79GF Score

Get the complete analysis for SGX:TCU

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.10
Price
S$1.33
GF Value