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CTBC Financial Holding CoTPE:2891 +0.16%63 Peter Lynch Fair Value is NT$20.13 as of Jul. 27, 2026, which is 100% below its 10-year median of 1.37. GuruFocus rates TPE:2891 with a GF Score™ of 63/100 and a GF Value™ of NT$53.69 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 874 Banks companies, CTBC Financial Holding Co ranks worse than 114416.36% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, CTBC Financial Holding Co's PEG is 1. CTBC Financial Holding Co's 5-Year TTM Book Value Growth Rate is 5.02.
CTBC Financial Holding Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was NT$4.01. Therefore, the Peter Lynch Fair Value for today is NT$20.13.
The historical rank and industry rank for CTBC Financial Holding Co's Peter Lynch Fair Value or its related term are showing as below:
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of CTBC Financial Holding Co was 1.60. The lowest was 1.13. And the median was 1.37.
TPE:2891's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Banks industry.
Industry Median: 1.12 * Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
CTBC Financial Holding Co (TPE:2891) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.02 instead of 15 in this case.
CTBC Financial Holding Co's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
63.60
/
20.13
=
3.16
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTBC Financial Holding Co Peter Lynch Fair Value Related Terms
CTBC Financial Holding Co Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTBC Financial Holding Co Peter Lynch Fair Value Chart
CTBC Financial Holding Co Peter Lynch Fair Value Competitor Comparison
For the Banks - Regional subindustry, CTBC Financial Holding Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTBC Financial Holding Co Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, CTBC Financial Holding Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where CTBC Financial Holding Co's Price-to-Peter-Lynch-Fair-Value falls into.
CTBC Financial Holding Co's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was NT$4.01.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of NT$20.13 mean?
CTBC Financial Holding Co (TPE:2891) has a Peter Lynch Fair Value of NT$20.13 as of Jul. 27, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CTBC Financial Holding Co and its competitors. This is 1369% above median its historical median of 1.37. Over the past decade, CTBC Financial Holding Co's Peter Lynch Fair Value has ranged from 1.13 to 1.60. According to the industry distribution chart, CTBC Financial Holding Co ranks #999999 out of 874 companies in the Banks industry.
Is CTBC Financial Holding Co's Peter Lynch Fair Value too high?
CTBC Financial Holding Co's current Peter Lynch Fair Value of NT$20.13 is 1369% above median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 1.60. Based on the distribution chart, CTBC Financial Holding Co ranks #999999 out of 874 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CTBC Financial Holding Co has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTBC Financial Holding Co's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, CTBC Financial Holding Co ranks #999999 out of 874 companies for Peter Lynch Fair Value. This places CTBC Financial Holding Co in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, CTBC Financial Holding Co's own Peter Lynch Fair Value has ranged from 1.13 to 1.60 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CTBC Financial Holding Co and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTBC Financial Holding Co's current Peter Lynch Fair Value is NT$20.13, which is 1369% above median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTBC Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, CTBC Financial Holding Co (TPE:2891) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$53.69, compared to a current price of NT$63.60 — trading 18.5% above its estimated fair value. The current Peter Lynch Fair Value is NT$20.13, which is 1369% above median its 10-year median of 1.37. CTBC Financial Holding Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For CTBC Financial Holding Co (TPE:2891), the current Peter Lynch Fair Value is NT$20.13 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTBC Financial Holding Co (TPE:2891) Overvalued in 2026?
Based on GuruFocus' analysis, CTBC Financial Holding Co stock appears to be overvalued.
The current stock price of NT$63.60 is trading 18.5% above its estimated GF Value™ of NT$53.69.
GuruFocus considers CTBC Financial Holding Co to be Modestly Overvalued.
Key valuation signals for TPE:2891:
Peter Lynch Fair Value: NT$20.13 (1369% above median its 10-year median of 1.37)
GF Value™: NT$53.69 vs. price of NT$63.60 (18.5% above fair value)
No single metric tells the full story. See the TPE:2891 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTBC Financial Holding Co Ltd is a diversified financial services holding company. Along with its subsidiaries, it operates in the following segments: Life insurance, which generates maximum revenue, Institutional banking, Retail banking, and Others. The majority of the Group's revenue is derived from its Institutional and Retail banking businesses, which include commercial banking and capital market activities, financing activities, deposit products, wealth management, credit cards, secured loans, and unsecured individual loans, etc., catering to individual and institutional clients. Geographically, the Group generates maximum revenue from its business in Taiwan, followed by Asia (excluding Taiwan), and North America.
63GF Score
Get the complete analysis for TPE:2891
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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