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CTBC Financial Holding CoTPE:2891 +0.16%63 Return-on-Tangible-Asset is 0.87% as of Dec. 2025, which is 23% above its 10-year median of 0.71. GuruFocus rates TPE:2891 with a GF Score™ of 63/100 and a GF Value™ of NT$53.71 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,529 Banks companies, CTBC Financial Holding Co ranks worse than 57.36% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. CTBC Financial Holding Co's annualizedNet Income for the quarter that ended in Dec. 2025 was NT$79,440 Mil. CTBC Financial Holding Co's average total tangible assets for the quarter that ended in Dec. 2025 was NT$9,141,618 Mil. Therefore, CTBC Financial Holding Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.87%.
The historical rank and industry rank for CTBC Financial Holding Co's Return-on-Tangible-Asset or its related term are showing as below:
TPE:2891'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.42 Med: 0.71 Max: 0.9
Current: 0.9
During the past 13 years, CTBC Financial Holding Co's highest Return-on-Tangible-Asset was 0.90%. The lowest was 0.42%. And the median was 0.71%.
TPE:2891's Return-on-Tangible-Asset is ranked worse than 57.36% of 1529
companies
in the Banks industry
Industry Median: 1
vs TPE:2891: 0.90
CTBC Financial Holding Co (TPE:2891) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
CTBC Financial Holding Co Return-on-Tangible-Asset Related Terms
CTBC Financial Holding Co Return-on-Tangible-Asset Historical Data
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The historical data trend for CTBC Financial Holding Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTBC Financial Holding Co Return-on-Tangible-Asset Chart
CTBC Financial Holding Co Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, CTBC Financial Holding Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTBC Financial Holding Co Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, CTBC Financial Holding Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where CTBC Financial Holding Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.87% mean?
CTBC Financial Holding Co (TPE:2891) has a Return-on-Tangible-Asset of 0.87% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CTBC Financial Holding Co and its competitors. This is 23% above median its historical median of 0.71. Over the past decade, CTBC Financial Holding Co's Return-on-Tangible-Asset has ranged from 0.42 to 0.90. According to the industry distribution chart, CTBC Financial Holding Co ranks #877 out of 1529 companies in the Banks industry, placing it in the top 57.4%.
Is CTBC Financial Holding Co's Return-on-Tangible-Asset too high?
CTBC Financial Holding Co's current Return-on-Tangible-Asset of 0.87% is 23% above median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.90. The Banks industry median Return-on-Tangible-Asset is 1.00. CTBC Financial Holding Co's value of 0.87% is 13% below this industry median. Based on the distribution chart, CTBC Financial Holding Co ranks #877 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, CTBC Financial Holding Co has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTBC Financial Holding Co's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, CTBC Financial Holding Co ranks #877 out of 1529 companies for Return-on-Tangible-Asset. This places CTBC Financial Holding Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. CTBC Financial Holding Co's value of 0.87% is 13% below this benchmark. Historically, CTBC Financial Holding Co's own Return-on-Tangible-Asset has ranged from 0.42 to 0.90 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 1.00, CTBC Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTBC Financial Holding Co's current Return-on-Tangible-Asset of 0.87% is 13% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CTBC Financial Holding Co and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTBC Financial Holding Co's current Return-on-Tangible-Asset is 0.87%, which is 23% above median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTBC Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, CTBC Financial Holding Co (TPE:2891) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$53.71, compared to a current price of NT$63.60 — trading 18.4% above its estimated fair value. The current Return-on-Tangible-Asset is 0.87%, which is 23% above median its 10-year median of 0.71 and 13% below the Banks industry median of 1.00. CTBC Financial Holding Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For CTBC Financial Holding Co (TPE:2891), the current Return-on-Tangible-Asset is 0.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTBC Financial Holding Co (TPE:2891) Overvalued in 2026?
Based on GuruFocus' analysis, CTBC Financial Holding Co stock appears to be overvalued.
The current stock price of NT$63.60 is trading 18.4% above its estimated GF Value™ of NT$53.71.
GuruFocus considers CTBC Financial Holding Co to be Modestly Overvalued.
Key valuation signals for TPE:2891:
Return-on-Tangible-Asset: 0.87% (23% above median its 10-year median of 0.71)
GF Value™: NT$53.71 vs. price of NT$63.60 (18.4% above fair value)
Industry Position: 13% below the Banks median (#877 of 1529)
No single metric tells the full story. See the TPE:2891 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTBC Financial Holding Co Ltd is a diversified financial services holding company. Along with its subsidiaries, it operates in the following segments: Life insurance, which generates maximum revenue, Institutional banking, Retail banking, and Others. The majority of the Group's revenue is derived from its Institutional and Retail banking businesses, which include commercial banking and capital market activities, financing activities, deposit products, wealth management, credit cards, secured loans, and unsecured individual loans, etc., catering to individual and institutional clients. Geographically, the Group generates maximum revenue from its business in Taiwan, followed by Asia (excluding Taiwan), and North America.
63GF Score
Get the complete analysis for TPE:2891
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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