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CTBC Financial Holding CoTPE:2891 +0.16%63 5-Year Yield-on-Cost % is 8.69 as of Jul. 27, 2026, which is 11% below its 10-year median of 9.75. GuruFocus rates TPE:2891 with a GF Score™ of 63/100 and a GF Value™ of NT$53.69 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, CTBC Financial Holding Co ranks better than 84.98% on this metric.
The historical rank and industry rank for CTBC Financial Holding Co's 5-Year Yield-on-Cost % or its related term are showing as below:
TPE:2891'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 5.51 Med: 9.75 Max: 13.95
Current: 8.69
During the past 13 years, CTBC Financial Holding Co's highest Yield on Cost was 13.95. The lowest was 5.51. And the median was 9.75.
TPE:2891's 5-Year Yield-on-Cost % is ranked better than 84.98% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs TPE:2891: 8.69
CTBC Financial Holding Co (TPE:2891) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CTBC Financial Holding Co 5-Year Yield-on-Cost % Related Terms
CTBC Financial Holding Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, CTBC Financial Holding Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CTBC Financial Holding Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, CTBC Financial Holding Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CTBC Financial Holding Co's 5-Year Yield-on-Cost % falls into.
CTBC Financial Holding Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
CTBC Financial Holding Co (TPE:2891) has a 5-Year Yield-on-Cost % of 8.69 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CTBC Financial Holding Co and its competitors. This is 11% below median its historical median of 9.75. Over the past decade, CTBC Financial Holding Co's 5-Year Yield-on-Cost % has ranged from 5.51 to 13.95. According to the industry distribution chart, CTBC Financial Holding Co ranks #188 out of 1252 companies in the Banks industry, placing it in the top 15%.
Is CTBC Financial Holding Co's 5-Year Yield-on-Cost % too high?
CTBC Financial Holding Co's current 5-Year Yield-on-Cost % of 8.69 is 11% below median its 10-year median of 9.75. Over the past 10 years, this metric has ranged from a low of 5.51 to a high of 13.95. The Banks industry median 5-Year Yield-on-Cost % is 3.88. CTBC Financial Holding Co's value of 8.69 is 124.3% above this industry median. Based on the distribution chart, CTBC Financial Holding Co ranks #188 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CTBC Financial Holding Co has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CTBC Financial Holding Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, CTBC Financial Holding Co ranks #188 out of 1252 companies for 5-Year Yield-on-Cost %. This places CTBC Financial Holding Co in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. CTBC Financial Holding Co's value of 8.69 is 124.3% above this benchmark. Historically, CTBC Financial Holding Co's own 5-Year Yield-on-Cost % has ranged from 5.51 to 13.95 over the past decade. While the company's 10-year median is 9.75 vs. the industry median of 3.88, CTBC Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTBC Financial Holding Co's current 5-Year Yield-on-Cost % of 8.69 is 124.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CTBC Financial Holding Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTBC Financial Holding Co's current 5-Year Yield-on-Cost % is 8.69, which is 11% below median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTBC Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, CTBC Financial Holding Co (TPE:2891) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$53.69, compared to a current price of NT$63.60 — trading 18.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.69, which is 11% below median its 10-year median of 9.75 and 124.3% above the Banks industry median of 3.88. CTBC Financial Holding Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CTBC Financial Holding Co (TPE:2891), the current 5-Year Yield-on-Cost % is 8.69 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CTBC Financial Holding Co (TPE:2891) Overvalued in 2026?
Based on GuruFocus' analysis, CTBC Financial Holding Co stock appears to be overvalued.
The current stock price of NT$63.60 is trading 18.5% above its estimated GF Value™ of NT$53.69.
GuruFocus considers CTBC Financial Holding Co to be Modestly Overvalued.
Key valuation signals for TPE:2891:
5-Year Yield-on-Cost %: 8.69 (11% below median its 10-year median of 9.75)
GF Value™: NT$53.69 vs. price of NT$63.60 (18.5% above fair value)
Industry Position: 124.3% above the Banks median (#188 of 1252)
No single metric tells the full story. See the TPE:2891 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CTBC Financial Holding Co Ltd is a diversified financial services holding company. Along with its subsidiaries, it operates in the following segments: Life insurance, which generates maximum revenue, Institutional banking, Retail banking, and Others. The majority of the Group's revenue is derived from its Institutional and Retail banking businesses, which include commercial banking and capital market activities, financing activities, deposit products, wealth management, credit cards, secured loans, and unsecured individual loans, etc., catering to individual and institutional clients. Geographically, the Group generates maximum revenue from its business in Taiwan, followed by Asia (excluding Taiwan), and North America.
63GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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