GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Norwood Financial Corp (NAS:NWFL) » Definitions » Pretax Margin %

Norwood Financial (Norwood Financial) Pretax Margin % : 2.60% (As of Dec. 2023)


View and export this data going back to 1998. Start your Free Trial

What is Norwood Financial Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Norwood Financial's Pre-Tax Income for the three months ended in Dec. 2023 was $0.45 Mil. Norwood Financial's Revenue for the three months ended in Dec. 2023 was $17.42 Mil. Therefore, Norwood Financial's pretax margin for the quarter that ended in Dec. 2023 was 2.60%.

The historical rank and industry rank for Norwood Financial's Pretax Margin % or its related term are showing as below:

NWFL' s Pretax Margin % Range Over the Past 10 Years
Min: 25.45   Med: 34.93   Max: 46.45
Current: 28.28


NWFL's Pretax Margin % is ranked worse than
61.8% of 1458 companies
in the Banks industry
Industry Median: 32.765 vs NWFL: 28.28

Norwood Financial Pretax Margin % Historical Data

The historical data trend for Norwood Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Norwood Financial Pretax Margin % Chart

Norwood Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.07 31.53 41.89 46.45 30.13

Norwood Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.37 47.27 29.90 2.60 33.55

Competitive Comparison of Norwood Financial's Pretax Margin %

For the Banks - Regional subindustry, Norwood Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Norwood Financial's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Norwood Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Norwood Financial's Pretax Margin % falls into.



Norwood Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Norwood Financial's Pretax Margin for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=21.146/70.191
=30.13 %

Norwood Financial's Pretax Margin for the quarter that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=0.452/17.416
=2.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Norwood Financial  (NAS:NWFL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Norwood Financial Pretax Margin % Related Terms

Thank you for viewing the detailed overview of Norwood Financial's Pretax Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Norwood Financial (Norwood Financial) Business Description

Traded in Other Exchanges
N/A
Address
717 Main Street, P.O. Box 269, Honesdale, PA, USA, 18431
Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.
Executives
Andrew Forte director 717 MAIN STREET, HONESDALE PA 18431
James O Donnelly officer: President & CEO 717 MAIN ST, HONESDALE PA 18431
Jeffrey S Gifford director GIFFORD JEFFREY S, 717 MAIN STREET, HONESDALE PA 18431
Joseph W Adams director 717 MAIN STREET, HONESDALE PA 18431
William S Lance officer: EVP & CFO 717 MAIN STREET, HONESDALE PA 18431
John F Carmody officer: EVP & Chief Credit Officer 717 MAIN STREET, HONESDALE PA 18431
Lewis J Critelli director, officer: President & CEO P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
Alexandra K Nolan director NOLAN ALEXANDRA K, 717 MAIN STREET, HONESDALE PA 18431
Robert J Mancuso officer: EVP & Chief Credit Officer 717 MAIN STREET, HONESDALE PA 18431
Vincent O'bell officer: See Remarks 717 MAIN STREET, HONESDALE PA 18431
Davis William W Jr director, officer: Chairman of the Board P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
Kenneth A Phillips director P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
John H Sanders officer: Senior Vice President P O BOX 269, 717 MAIN ST, HONESDALE PA 18431
Susan Campfield director 717 MAIN STREET, HONESDALE PA 18431
Meg L Hungerford director 717 MAIN STREET, HONESDALE PA 18431

Norwood Financial (Norwood Financial) Headlines

From GuruFocus

Norwood Financial Corp Announces Cash Dividend

By Marketwired 09-18-2023

Norwood Financial Corp (NWFL) Announces Q3 2023 Earnings

By GuruFocus Research 10-26-2023

Norwood Financial Corp Announces Cash Dividend

By sperokesalga sperokesalga 06-16-2023

Norwood Financial Corp Announces Cash Dividend

By GuruFocusNews GuruFocusNews 06-27-2022

Norwood Financial Corp Holds Annual Meeting of Stockholders

By Marketwired Marketwired 04-30-2021

Norwood Financial Corp Increases Cash Dividend

By Marketwired Marketwired 12-10-2020

Norwood Financial Corp Announces Cash Dividend

By Marketwired Marketwired 09-10-2020

Norwood Financial Corp Announces Cash Dividend

By GuruFocusNews GuruFocusNews 07-07-2022