OppFi (OPFI) Short Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OPFI OppFi Inc OPFI
80 GF Score
Price $9.37
GF Value $3.43
Valuation Significantly Overvalued
! 4 Warning Signs
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What is OppFi Short Ratio?

Short Ratio is a metric signaling prevailing investors' sentiment with a company. It represents the number of days it takes short sellers on average to repurchase all the shares short.

Due to the license agreement change with our data vendor, Short Interest related data on GuruFocus will no longer be updated. Existing data will remain as-is, while new data will not be available, except for certain Australian and Canadian stocks.

OPFI
80GF Score
OppFi Inc OPFI
Short Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is OppFi (OPFI) Overvalued in 2026?

Based on GuruFocus' analysis, OppFi stock appears to be overvalued. The current stock price of $9.37 is trading 173.2% above its estimated GF Value™ of $3.43. GuruFocus considers OppFi to be Significantly Overvalued.

Key valuation signals for OPFI:

  • Short Ratio:
  • GF Value™: $3.43 vs. price of $9.37 (173.2% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the OPFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OppFi Business Description

Address 130 East Randolph Street, Suite 3400, Chicago, IL, USA, 60601
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
80GF Score

Get the complete analysis for OPFI

Short Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.37
Price
$3.43
GF Value