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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Dunav osiguranje AD's share price is BAM34.00.
Dunav osiguranje AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM4.10. Hence, Dunav osiguranje AD's PS Ratio for today is 8.30.
Good Sign:
Dunav osiguranje AD stock PS Ratio (=8.34) is close to 10-year low of 8.34.
The historical rank and industry rank for Dunav osiguranje AD's PS Ratio or its related term are showing as below:
XBLB:KDVO-R-A'
s PS Ratio Range Over the Past 10 Years
Min: 8.34 Med: 12.84 Max: 29.41
Current: 8.34
During the past 13 years, Dunav osiguranje AD's highest PS Ratio was 29.41. The lowest was 8.34. And the median was 12.84.
XBLB:KDVO-R-A's PS Ratio is not ranked
in the Insurance industry.
Industry Median: 1.16
vs XBLB:KDVO-R-A: 8.34
During the past 12 months, the average Revenue per Share Growth Rate of Dunav osiguranje AD was 10.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 7.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 8.90% per year.
During the past 13 years, Dunav osiguranje AD's highest 3-Year average Revenue per Share Growth Rate was 13.00% per year. The lowest was 3.90% per year. And the median was 8.30% per year.
Back to Basics: PS Ratio
Dunav osiguranje AD (XBLB:KDVO-R-A) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Dunav osiguranje AD PS Ratio Related Terms
Dunav osiguranje AD PS Ratio Historical Data
* Premium members only.
The historical data trend for Dunav osiguranje AD's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: PS Ratio Comparison
For the Insurance - Diversified subindustry, Dunav osiguranje AD's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje AD PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje AD's PS Ratio distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje AD's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Dunav osiguranje AD's Share Price of today is BAM34.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Dunav osiguranje AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM4.10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Dunav osiguranje AD (XBLB:KDVO-R-A) has a PS Ratio of 8.30 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dunav osiguranje AD and its competitors. This is 35% below median its historical median of 12.84. Over the past decade, Dunav osiguranje AD's PS Ratio has ranged from 8.34 to 29.41.
Is Dunav osiguranje AD's PS Ratio too high?
Dunav osiguranje AD's current PS Ratio of 8.30 is 35% below median its 10-year median of 12.84. Over the past 10 years, this metric has ranged from a low of 8.34 to a high of 29.41. The Insurance industry median PS Ratio is 1.16. Dunav osiguranje AD's value of 8.30 is 615.5% above this industry median. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's PS Ratio compare to BRK.A and AIG?
Dunav osiguranje AD's PS Ratio of 8.30 can be compared against companies in the Insurance industry. The industry median PS Ratio is 1.16. Dunav osiguranje AD's value of 8.30 is 615.5% above this benchmark. Historically, Dunav osiguranje AD's own PS Ratio has ranged from 8.34 to 29.41 over the past decade. While the company's 10-year median is 12.84 vs. the industry median of 1.16, Dunav osiguranje AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje AD's current PS Ratio of 8.30 is 615.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dunav osiguranje AD and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje AD's current PS Ratio is 8.30, which is 35% below median its own 10-year median of 12.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current PS Ratio of 8.30. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current PS Ratio is 8.30, which is 35% below median its 10-year median of 12.84 and 615.5% above the Insurance industry median of 1.16. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current PS Ratio is 8.30 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued.
The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.
Key valuation signals for XBLB:KDVO-R-A:
PS Ratio: 8.30 (35% below median its 10-year median of 12.84)
GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
Industry Position: 615.5% above the Insurance median
No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score
Get the complete analysis for XBLB:KDVO-R-A
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