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Dunav osiguranje AD's book value per share for the quarter that ended in Dec. 2025 was BAM1.35.
During the past 12 months, Dunav osiguranje AD's average Book Value Per Share Growth Rate was -5.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Dunav osiguranje AD was 3.90% per year. The lowest was -4.80% per year. And the median was 1.40% per year.
During the past 13 years, the highest P/B Ratio of Dunav osiguranje AD was 47.09. The lowest was 23.76. And the median was 28.31.
Good Sign:
Dunav osiguranje AD stock PB Ratio (=25.26) is close to 10-year low of 23.76.
Dunav osiguranje AD (XBLB:KDVO-R-A) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Dunav osiguranje AD Book Value per Share Related Terms
Dunav osiguranje AD Book Value per Share Historical Data
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The historical data trend for Dunav osiguranje AD's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: Book Value per Share Comparison
For the Insurance - Diversified subindustry, Dunav osiguranje AD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje AD PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje AD's PB Ratio distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje AD's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje AD (XBLB:KDVO-R-A) has a Book Value per Share of BAM1.35 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Dunav osiguranje AD and its competitors.
Is Dunav osiguranje AD's Book Value per Share too high?
Dunav osiguranje AD's current Book Value per Share is BAM1.35. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's Book Value per Share compare to BRK.A and AIG?
Dunav osiguranje AD's Book Value per Share of BAM1.35 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Dunav osiguranje AD and its competitors. Dunav osiguranje AD's current Book Value per Share is BAM1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current Book Value per Share of BAM1.35. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current Book Value per Share is BAM1.35. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current Book Value per Share is BAM1.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued.
The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.
Key valuation signals for XBLB:KDVO-R-A:
Book Value per Share: BAM1.35
GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score
Get the complete analysis for XBLB:KDVO-R-A
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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