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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Dunav osiguranje AD's
EBIT
for the
six
months ended in Jun. 2026 was BAM0.01 Mil. Dunav osiguranje AD's Interest Expense for the
six
months ended in Jun. 2026 was BAM-0.00 Mil.
Dunav osiguranje AD's interest coverage for the quarter that ended in Jun. 2026 was 7.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Dunav osiguranje AD's Interest Coverage or its related term are showing as below:
XBLB:KDVO-R-A's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.43 * Ranked among companies with meaningful Interest Coverage only.
Dunav osiguranje AD (XBLB:KDVO-R-A) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Dunav osiguranje AD Interest Coverage Related Terms
Dunav osiguranje AD Interest Coverage Historical Data
* Premium members only.
The historical data trend for Dunav osiguranje AD's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Dunav osiguranje AD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje AD Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje AD's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje AD's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje AD (XBLB:KDVO-R-A) has a Interest Coverage of 7.00 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dunav osiguranje AD and its competitors. This is 180% above median its historical median of 2.50.
Is Dunav osiguranje AD's Interest Coverage too high?
Dunav osiguranje AD's current Interest Coverage of 7.00 is 180% above median its 10-year median of 2.50. The Insurance industry median Interest Coverage is 15.43. Dunav osiguranje AD's value of 7.00 is 54.6% below this industry median. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's Interest Coverage compare to BRK.A and AIG?
Dunav osiguranje AD's Interest Coverage of 7.00 can be compared against companies in the Insurance industry. The industry median Interest Coverage is 15.43. Dunav osiguranje AD's value of 7.00 is 54.6% below this benchmark. While the company's 10-year median is 2.50 vs. the industry median of 15.43, Dunav osiguranje AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.43, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje AD's current Interest Coverage of 7.00 is 54.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Dunav osiguranje AD and its competitors. For the Insurance industry, the median Interest Coverage is 15.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje AD's current Interest Coverage is 7.00, which is 180% above median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current Interest Coverage of 7.00. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current Interest Coverage is 7.00, which is 180% above median its 10-year median of 2.50 and 54.6% below the Insurance industry median of 15.43. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current Interest Coverage is 7.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued.
The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.
Key valuation signals for XBLB:KDVO-R-A:
Interest Coverage: 7.00 (180% above median its 10-year median of 2.50)
GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
Industry Position: 54.6% below the Insurance median
No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score
Get the complete analysis for XBLB:KDVO-R-A
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