Dunav osiguranje AD (XBLB:KDVO-R-A) Dividend Payout Ratio: 0.00 (As of Dec. 2025)

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XBLB:KDVO-R-A Dunav osiguranje AD XBLB:KDVO-R-A
19 GF Score
Price BAM34.00
GF Value BAM45.98
! 2 Warning Signs
View Full Analysis

What is Dunav osiguranje AD Dividend Payout Ratio?

Dunav osiguranje AD XBLB:KDVO-R-A 19 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates XBLB:KDVO-R-A with a GF Score™ of 19/100 and a GF Value™ of BAM45.98. The stock has 2 warning signs investors should review.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Dunav osiguranje AD's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Dunav osiguranje AD's Dividend Payout Ratio or its related term are showing as below:


XBLB:KDVO-R-A's Dividend Payout Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.38
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-07-15), the Dividend Yield % of Dunav osiguranje AD is 0.00%.

Dunav osiguranje AD's Dividends per Share for the months ended in Dec. 2025 was BAM0.00.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Dunav osiguranje AD (XBLB:KDVO-R-A) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Dunav osiguranje AD Dividend Payout Ratio Related Terms

Dunav osiguranje AD Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Dunav osiguranje AD's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav osiguranje AD Dividend Payout Ratio Chart

Dunav osiguranje AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Dunav osiguranje AD Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Dunav osiguranje AD's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Dunav osiguranje AD Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav osiguranje AD's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Dunav osiguranje AD's Dividend Payout Ratio falls into.


XBLB:KDVO-R-A
19GF Score
Dunav osiguranje AD XBLB:KDVO-R-A
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav osiguranje AD Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Dunav osiguranje AD's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0/ -0.259
=N/A

Dunav osiguranje AD's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ -0.257
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Dunav osiguranje AD and its competitors.
Is Dunav osiguranje AD's Dividend Payout Ratio too high?
Dunav osiguranje AD's current Dividend Payout Ratio is 0.00. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's Dividend Payout Ratio compare to BRK.A and AIG?
Dunav osiguranje AD's Dividend Payout Ratio of 0.00 can be compared against companies in the Insurance industry. The industry median Dividend Payout Ratio is 0.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Dunav osiguranje AD and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje AD's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current Dividend Payout Ratio of 0.00. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued. The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.

Key valuation signals for XBLB:KDVO-R-A:

  • Dividend Payout Ratio: 0.00
  • GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
  • GF Score™: 19/100 with 2 warning signs

No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dunav osiguranje AD Business Description

Address Veselina Maslese 28, Banja Luka, Republika Srpska, BIH, 78000
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score

Get the complete analysis for XBLB:KDVO-R-A

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM34.00
Price
BAM45.98
GF Value