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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Dunav osiguranje AD's cash to debt ratio for the quarter that ended in Jun. 2026 was 4.33.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Dunav osiguranje ADcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Dunav osiguranje AD's Cash-to-Debt or its related term are showing as below:
XBLB:KDVO-R-A'
s Cash-to-Debt Range Over the Past 10 Years
Min: 3.14 Med: 17 Max: No Debt
Current: 4.33
During the past 13 years, Dunav osiguranje AD's highest Cash to Debt Ratio was No Debt. The lowest was 3.14. And the median was 17.00.
XBLB:KDVO-R-A's Cash-to-Debt is not ranked
in the Insurance industry.
Industry Median: 2.06
vs XBLB:KDVO-R-A: 4.33
Dunav osiguranje AD (XBLB:KDVO-R-A) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Dunav osiguranje AD Cash-to-Debt Related Terms
Dunav osiguranje AD Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Dunav osiguranje AD's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XBLB:KDVO-R-A vs BRK.A, AIG, ACGL: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, Dunav osiguranje AD's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav osiguranje AD Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav osiguranje AD's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Dunav osiguranje AD's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav osiguranje AD (XBLB:KDVO-R-A) has a Cash-to-Debt of 4.33 as of Jun. 2026. This is 75% below median its historical median of 17.00. Over the past decade, Dunav osiguranje AD's Cash-to-Debt has ranged from 3.14 to 10,000.00.
Is Dunav osiguranje AD's Cash-to-Debt too high?
Dunav osiguranje AD's current Cash-to-Debt of 4.33 is 75% below median its 10-year median of 17.00. Over the past 10 years, this metric has ranged from a low of 3.14 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.06. Dunav osiguranje AD's value of 4.33 is 110.2% above this industry median. Overall, Dunav osiguranje AD has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Dunav osiguranje AD's Cash-to-Debt compare to BRK.A and AIG?
Dunav osiguranje AD's Cash-to-Debt of 4.33 can be compared against companies in the Insurance industry. The industry median Cash-to-Debt is 2.06. Dunav osiguranje AD's value of 4.33 is 110.2% above this benchmark. Historically, Dunav osiguranje AD's own Cash-to-Debt has ranged from 3.14 to 10,000.00 over the past decade. While the company's 10-year median is 17.00 vs. the industry median of 2.06, Dunav osiguranje AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.06, based on 490 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav osiguranje AD's current Cash-to-Debt of 4.33 is 110.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav osiguranje AD's current Cash-to-Debt is 4.33, which is 75% below median its own 10-year median of 17.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav osiguranje AD stock overvalued right now?
Dunav osiguranje AD (XBLB:KDVO-R-A) has a current Cash-to-Debt of 4.33. The stock's GF Value™ is BAM45.98, compared to a current price of BAM34.00 — trading 26.1% below its estimated fair value. The current Cash-to-Debt is 4.33, which is 75% below median its 10-year median of 17.00 and 110.2% above the Insurance industry median of 2.06. Dunav osiguranje AD's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Dunav osiguranje AD (XBLB:KDVO-R-A), the current Cash-to-Debt is 4.33 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav osiguranje AD (XBLB:KDVO-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav osiguranje AD stock appears to be undervalued.
The current stock price of BAM34.00 is trading 26.1% below its estimated GF Value™ of BAM45.98.
Key valuation signals for XBLB:KDVO-R-A:
Cash-to-Debt: 4.33 (75% below median its 10-year median of 17.00)
GF Value™: BAM45.98 vs. price of BAM34.00 (26.1% below fair value)
Industry Position: 110.2% above the Insurance median
No single metric tells the full story. See the XBLB:KDVO-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav osiguranje AD operates in the insurance industry in Bosnia and Herzegovina. The company offers property insurance, motor vehicle insurance, life insurance, travel health insurance, and insurance for agriculture and crops.
19GF Score
Get the complete analysis for XBLB:KDVO-R-A
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