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Margo FinanceBOM:500206 +3.56%57 Quick Ratio is 22.51 as of Mar. 2026, which is 99% below its 10-year median of 2,300.97. GuruFocus rates BOM:500206 with a GF Score™ of 57/100 and a GF Value™ of ₹135.77 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 396 Credit Services companies, Margo Finance ranks better than 66.41% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Margo Finance's quick ratio for the quarter that ended in Mar. 2026 was 22.51.
Margo Finance has a quick ratio of 22.51. It generally indicates good short-term financial strength.
The historical rank and industry rank for Margo Finance's Quick Ratio or its related term are showing as below:
BOM:500206'
s Quick Ratio Range Over the Past 10 Years
Min: 22.51 Med: 2300.97 Max: 8832.82
Current: 22.51
During the past 13 years, Margo Finance's highest Quick Ratio was 8832.82. The lowest was 22.51. And the median was 2300.97.
BOM:500206's Quick Ratio is ranked better than 66.41% of 396
companies
in the Credit Services industry
Industry Median: 4.71
vs BOM:500206: 22.51
Margo Finance (BOM:500206) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Margo Finance Quick Ratio Related Terms
Margo Finance Quick Ratio Historical Data
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The historical data trend for Margo Finance's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Margo Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Margo Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Margo Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Margo Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Margo Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Margo Finance (BOM:500206) has a Quick Ratio of 22.51 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Margo Finance and its competitors. This is 99% below median its historical median of 2,300.97. Over the past decade, Margo Finance's Quick Ratio has ranged from 22.51 to 8,832.82. According to the industry distribution chart, Margo Finance ranks #133 out of 396 companies in the Credit Services industry, placing it in the top 33.6%.
Is Margo Finance's Quick Ratio too high?
Margo Finance's current Quick Ratio of 22.51 is 99% below median its 10-year median of 2,300.97. Over the past 10 years, this metric has ranged from a low of 22.51 to a high of 8,832.82. The Credit Services industry median Quick Ratio is 4.71. Margo Finance's value of 22.51 is 377.9% above this industry median. Based on the distribution chart, Margo Finance ranks #133 out of 396 companies in the Credit Services industry, which is above the industry midpoint. Overall, Margo Finance has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Margo Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Margo Finance ranks #133 out of 396 companies for Quick Ratio. This puts Margo Finance in the upper half of its industry. The industry median Quick Ratio is 4.71. Margo Finance's value of 22.51 is 377.9% above this benchmark. Historically, Margo Finance's own Quick Ratio has ranged from 22.51 to 8,832.82 over the past decade. While the company's 10-year median is 2,300.97 vs. the industry median of 4.71, Margo Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.71, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Margo Finance's current Quick Ratio of 22.51 is 377.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Margo Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Margo Finance's current Quick Ratio is 22.51, which is 99% below median its own 10-year median of 2,300.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Margo Finance stock overvalued right now?
Based on GuruFocus' analysis, Margo Finance (BOM:500206) is currently considered Possible Value Trap. The stock's GF Value™ is ₹135.77, compared to a current price of ₹65.77 — trading 51.6% below its estimated fair value. The current Quick Ratio is 22.51, which is 99% below median its 10-year median of 2,300.97 and 377.9% above the Credit Services industry median of 4.71. Margo Finance's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Margo Finance (BOM:500206), the current Quick Ratio is 22.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Margo Finance (BOM:500206) Overvalued in 2026?
Based on GuruFocus' analysis, Margo Finance stock appears to be undervalued.
The current stock price of ₹65.77 is trading 51.6% below its estimated GF Value™ of ₹135.77.
GuruFocus considers Margo Finance to be Possible Value Trap.
Key valuation signals for BOM:500206:
Quick Ratio: 22.51 (99% below median its 10-year median of 2,300.97)
GF Value™: ₹135.77 vs. price of ₹65.77 (51.6% below fair value)
Industry Position: 377.9% above the Credit Services median (#133 of 396)
No single metric tells the full story. See the BOM:500206 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Margo Finance Ltd is a non-deposit accepting non-banking financial company. The company is engaged in Investment and investment-related financial activities.
57GF Score
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