Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Margo FinanceBOM:500206 +0.22%32 Cyclically Adjusted PS Ratio is 39.30 as of Aug. 28, 2026, which is 2% below its 10-year median of 40.13. GuruFocus rates BOM:500206 with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 418 Credit Services companies, Margo Finance ranks worse than 97.13% on this metric.
The historical rank and industry rank for Margo Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:
BOM:500206'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 7.72 Med: 40.13 Max: 120.19
Current: 39.64
During the past years, Margo Finance's highest Cyclically Adjusted PS Ratio was 120.19. The lowest was 7.72. And the median was 40.13.
BOM:500206's Cyclically Adjusted PS Ratio is ranked worse than 97.13% of 418
companies
in the Credit Services industry
Industry Median: 3.105
vs BOM:500206: 39.64
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Margo Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.790. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹1.66 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Margo Finance (BOM:500206) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Margo Finance Cyclically Adjusted PS Ratio Related Terms
Margo Finance Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Margo Finance's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:500206 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison
For the Credit Services subindustry, Margo Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Margo Finance Cyclically Adjusted PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Margo Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Margo Finance's Cyclically Adjusted PS Ratio falls into.
Margo Finance Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Margo Finance's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 39.30 mean?
Margo Finance (BOM:500206) has a Cyclically Adjusted PS Ratio of 39.30 as of Aug. 28, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Margo Finance and its competitors. This is near median its historical median of 40.13. Over the past decade, Margo Finance's Cyclically Adjusted PS Ratio has ranged from 7.72 to 120.19. According to the industry distribution chart, Margo Finance ranks #406 out of 418 companies in the Credit Services industry, placing it in the top 97.1%.
Is Margo Finance's Cyclically Adjusted PS Ratio too high?
Margo Finance's current Cyclically Adjusted PS Ratio of 39.30 is near median its 10-year median of 40.13. Over the past 10 years, this metric has ranged from a low of 7.72 to a high of 120.19. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.11. Margo Finance's value of 39.30 is 1165.7% above this industry median. Based on the distribution chart, Margo Finance ranks #406 out of 418 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Margo Finance has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Margo Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Margo Finance ranks #406 out of 418 companies for Cyclically Adjusted PS Ratio. This places Margo Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.11. Margo Finance's value of 39.30 is 1165.7% above this benchmark. Historically, Margo Finance's own Cyclically Adjusted PS Ratio has ranged from 7.72 to 120.19 over the past decade. While the company's 10-year median is 40.13 vs. the industry median of 3.11, Margo Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.11, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Margo Finance's current Cyclically Adjusted PS Ratio of 39.30 is 1165.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Margo Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Margo Finance's current Cyclically Adjusted PS Ratio is 39.30, which is near median its own 10-year median of 40.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Margo Finance stock overvalued right now?
Margo Finance (BOM:500206) has a current Cyclically Adjusted PS Ratio of 39.30. The current Cyclically Adjusted PS Ratio is 39.30, which is near median its 10-year median of 40.13 and 1165.7% above the Credit Services industry median of 3.11. Margo Finance's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Margo Finance (BOM:500206), the current Cyclically Adjusted PS Ratio is 39.30 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Margo Finance Ltd is a non-deposit accepting non-banking financial company. The company is engaged in Investment and investment-related financial activities.
32GF Score
Get the complete analysis for BOM:500206
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:500206 has been successfully added to your 
