Margo Finance (BOM:500206) E10: ₹0.33 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:500206 Margo Finance Ltd BOM:500206
32 GF Score
Price ₹65.61
! 2 Warning Signs
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What is Margo Finance E10?

Margo Finance BOM:500206 -5.71% 32 E10 is ₹0.33 as of Jun. 2026. GuruFocus rates BOM:500206 with a GF Score™ of 32/100. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Margo Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹0.370. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.33 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Margo Finance's average E10 Growth Rate was 371.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Margo Finance was 53.60% per year. The lowest was 53.60% per year. And the median was 53.60% per year.

As of today (2026-08-22), Margo Finance's current stock price is ₹65.61. Margo Finance's E10 for the quarter that ended in Jun. 2026 was ₹0.33. Margo Finance's Shiller PE Ratio of today is 198.82.

During the past 13 years, the highest Shiller PE Ratio of Margo Finance was 4790.00. The lowest was 192.45. And the median was 703.38.


Margo Finance  (BOM:500206) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Margo Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=65.61/0.33
=198.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Margo Finance was 4790.00. The lowest was 192.45. And the median was 703.38.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Margo Finance E10 Related Terms


Margo Finance E10 Historical Data

* Premium members only.

The historical data trend for Margo Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Margo Finance E10 Chart

Margo Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.24 -0.27 -0.01 0.06 0.29

Margo Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.14 0.14 0.29 0.33

BOM:500206 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Margo Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Margo Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Margo Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Margo Finance's Shiller PE Ratio falls into.


BOM:500206
32GF Score
Margo Finance Ltd BOM:500206
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Margo Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Margo Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.37/167.3573*167.3573
=0.370

Current CPI (Jun. 2026) = 167.3573.

Margo Finance Quarterly Data

per share eps CPI Adj_EPS
201609 0.250 105.961 0.395
201612 0.002 105.196 0.003
201703 0.420 105.196 0.668
201706 0.030 107.109 0.047
201709 0.280 109.021 0.430
201712 0.001 109.404 0.002
201803 0.130 109.786 0.198
201806 0.010 111.317 0.015
201809 0.003 115.142 0.004
201812 -0.040 115.142 -0.058
201903 -0.183 118.202 -0.259
201906 -0.020 120.880 -0.028
201909 0.160 123.175 0.217
201912 -0.180 126.235 -0.239
202003 0.041 124.705 0.055
202006 -0.020 127.000 -0.026
202009 0.210 130.118 0.270
202012 0.270 130.889 0.345
202103 -0.090 131.771 -0.114
202106 -0.150 134.084 -0.187
202109 0.350 135.847 0.431
202112 -0.220 138.161 -0.266
202203 -1.080 138.822 -1.302
202206 -0.190 142.347 -0.223
202209 0.490 144.661 0.567
202212 -1.590 145.763 -1.826
202303 0.040 146.865 0.046
202306 0.160 150.280 0.178
202309 0.420 151.492 0.464
202312 -0.100 152.924 -0.109
202403 0.060 153.035 0.066
202406 0.340 155.789 0.365
202409 0.970 157.882 1.028
202412 -0.100 158.323 -0.106
202503 -0.450 157.552 -0.478
202506 0.050 159.755 0.052
202509 0.620 162.289 0.639
202512 0.130 163.281 0.133
202603 1.550 164.272 1.579
202606 0.370 167.357 0.370

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.33 mean?
Margo Finance (BOM:500206) has a E10 of ₹0.33 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Margo Finance and its competitors.
Is Margo Finance's E10 too high?
Margo Finance's current E10 is ₹0.33. Overall, Margo Finance has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Margo Finance's E10 compare to V and MA?
Margo Finance's E10 of ₹0.33 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Margo Finance and its competitors. Margo Finance's current E10 is ₹0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Margo Finance stock overvalued right now?
Margo Finance (BOM:500206) has a current E10 of ₹0.33. The current E10 is ₹0.33. Margo Finance's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Margo Finance (BOM:500206), the current E10 is ₹0.33 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Margo Finance Business Description

Address 2nd Floor, 15/76, Old Rajinder Nagar, New Delhi, IND, 110060
Margo Finance Ltd is a non-deposit accepting non-banking financial company. The company is engaged in Investment and investment-related financial activities.
32GF Score

Get the complete analysis for BOM:500206

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹65.61
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