Paisalo Digital (NSE:PAISALO) Quick Ratio: (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PAISALO Paisalo Digital Ltd NSE:PAISALO
70 GF Score
Price ₹89.51
GF Value ₹52.36
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Paisalo Digital Quick Ratio?

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Paisalo Digital's quick ratio for the quarter that ended in Jun. 2026 was .

Paisalo Digital has a quick ratio of . It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Paisalo Digital's Quick Ratio or its related term are showing as below:

NSE:PAISALO' s Quick Ratio Range Over the Past 10 Years
Min: 0.19   Med: 2.03   Max: 112.22
Current: 76.63

During the past 13 years, Paisalo Digital's highest Quick Ratio was 112.22. The lowest was 0.19. And the median was 2.03.

NSE:PAISALO's Quick Ratio is ranked better than
84.63% of 423 companies
in the Credit Services industry
Industry Median: 2.62 vs NSE:PAISALO: 76.63

Paisalo Digital  (NSE:PAISALO) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Paisalo Digital Quick Ratio Related Terms


Paisalo Digital Quick Ratio Historical Data

* Premium members only.

The historical data trend for Paisalo Digital's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paisalo Digital Quick Ratio Chart

Paisalo Digital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.86 21.59 1.69 3.62 6.51

Paisalo Digital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 2.91 - 6.51 -

NSE:PAISALO vs V, MA, AXP: Quick Ratio Comparison

For the Credit Services subindustry, Paisalo Digital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paisalo Digital Quick Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Paisalo Digital's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Paisalo Digital's Quick Ratio falls into.


NSE:PAISALO
70GF Score
Paisalo Digital Ltd NSE:PAISALO
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paisalo Digital Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Paisalo Digital's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1676.697-0)/257.609
=6.51

Paisalo Digital's Quick Ratio for the quarter that ended in Jun. 2026 is calculated as

Quick Ratio (Q: Jun. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(-0)/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Paisalo Digital (NSE:PAISALO) Overvalued in 2026?

Based on GuruFocus' analysis, Paisalo Digital stock appears to be overvalued. The current stock price of ₹89.51 is trading 71% above its estimated GF Value™ of ₹52.36. GuruFocus considers Paisalo Digital to be Significantly Overvalued.

Key valuation signals for NSE:PAISALO:

  • Quick Ratio:
  • GF Value™: ₹52.36 vs. price of ₹89.51 (71% above fair value)
  • GF Score™: 70/100 with 10 warning signs

No single metric tells the full story. See the NSE:PAISALO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paisalo Digital Business Description

Other Exchanges 532900:India
Address National Highway - 2, 74, Paisalo House, Gandhi Nagar, Agra, UP, IND, 282003
Paisalo Digital Ltd is a non-deposit-taking non-banking finance company that offers financial services to underserved individuals in India. The product portfolio of the company consists of business loans, loans for small and medium enterprises, income generation loans, mobility loans, entrepreneurial loans, and others. It lends to individuals, SSIs, SMEs, and other manufacturing, trading, and service sector entities, among others.
70GF Score

Get the complete analysis for NSE:PAISALO

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹89.51
Price
₹52.36
GF Value