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Paisalo Digital (NSE:PAISALO) PB Ratio : 2.00 (As of Apr. 11, 2025)


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What is Paisalo Digital PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-11), Paisalo Digital's share price is ₹31.63. Paisalo Digital's Book Value per Share for the quarter that ended in Dec. 2024 was ₹15.82. Hence, Paisalo Digital's PB Ratio of today is 2.00.

Good Sign:

Paisalo Digital Ltd stock PB Ratio (=2) is close to 3-year low of 1.91.

The historical rank and industry rank for Paisalo Digital's PB Ratio or its related term are showing as below:

NSE:PAISALO' s PB Ratio Range Over the Past 10 Years
Min: 0.86   Med: 2.11   Max: 5.55
Current: 2

During the past 13 years, Paisalo Digital's highest PB Ratio was 5.55. The lowest was 0.86. And the median was 2.11.

NSE:PAISALO's PB Ratio is ranked worse than
75.88% of 510 companies
in the Credit Services industry
Industry Median: 1.01 vs NSE:PAISALO: 2.00

During the past 12 months, Paisalo Digital's average Book Value Per Share Growth Rate was 13.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 13.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 12.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Paisalo Digital was 13.10% per year. The lowest was 4.60% per year. And the median was 9.90% per year.

Back to Basics: PB Ratio


Paisalo Digital PB Ratio Historical Data

The historical data trend for Paisalo Digital's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paisalo Digital PB Ratio Chart

Paisalo Digital Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 3.86 3.40 2.04 4.09

Paisalo Digital Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 4.09 - 3.84 -

Competitive Comparison of Paisalo Digital's PB Ratio

For the Credit Services subindustry, Paisalo Digital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paisalo Digital's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Paisalo Digital's PB Ratio distribution charts can be found below:

* The bar in red indicates where Paisalo Digital's PB Ratio falls into.


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Paisalo Digital PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Paisalo Digital's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=31.63/15.819
=2.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Paisalo Digital  (NSE:PAISALO) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Paisalo Digital PB Ratio Related Terms

Thank you for viewing the detailed overview of Paisalo Digital's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Paisalo Digital Business Description

Traded in Other Exchanges
Address
Paisalo House, 74, NH-2, Gandhi Nagar, Agra, UP, IND, 282003
Paisalo Digital Ltd is an India based systemically important non deposit taking non-banking finance company engaged in providing loans. The product portfolio consists of business loans, loans for small and medium enterprises, income generation loans, and easy EMI finance scheme. It lends to individuals, SSIs, SMEs and other manufacturing, trading and service sector entities, among others.

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