B2 Impact ASA (CHIX:B2IO) Financial Strength: 2 (As of Mar. 2026) — 33% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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CHIX:B2IO B2 Impact ASA CHIX:B2IO
48 GF Score
Price kr24.90
GF Value kr9.86
! 5 Warning Signs
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What is B2 Impact ASA Financial Strength?

B2 Impact ASA CHIX:B2IO 48 Financial Strength is 2 as of Mar. 2026, which is 33% below its 10-year median of 3.00. GuruFocus rates CHIX:B2IO with a GF Score™ of 48/100 and a GF Value™ of kr9.86. The stock has 5 warning signs investors should review.

B2 Impact ASA has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

B2 Impact ASA displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate B2 Impact ASA's interest coverage with the available data. B2 Impact ASA's debt to revenue ratio for the quarter that ended in Mar. 2026 was 4.32. Altman Z-Score does not apply to banks and insurance companies.


B2 Impact ASA  (CHIX:B2Io) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

B2 Impact ASA has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


B2 Impact ASA Financial Strength Related Terms

CHIX:B2IO
48GF Score
B2 Impact ASA CHIX:B2IO
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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B2 Impact ASA Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

B2 Impact ASA's Interest Expense for the months ended in Mar. 2026 was kr-242 Mil. Its Operating Income for the months ended in Mar. 2026 was kr0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was kr9,893 Mil.

B2 Impact ASA's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

B2 Impact ASA's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 9893) / 2288
=4.32

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 2 mean?
B2 Impact ASA (CHIX:B2IO) has a Financial Strength of 2 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on B2 Impact ASA and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, B2 Impact ASA's Financial Strength has ranged from 1.00 to 4.00.
Is B2 Impact ASA's Financial Strength too high?
B2 Impact ASA's current Financial Strength of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, B2 Impact ASA has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does B2 Impact ASA's Financial Strength compare to V and MA?
B2 Impact ASA's Financial Strength of 2 can be compared against companies in the Credit Services industry. Historically, B2 Impact ASA's own Financial Strength has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Credit Services company?
A good Financial Strength depends on the Credit Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on B2 Impact ASA and its competitors. B2 Impact ASA's current Financial Strength is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B2 Impact ASA stock overvalued right now?
B2 Impact ASA (CHIX:B2IO) has a current Financial Strength of 2. The stock's GF Value™ is kr9.86, compared to a current price of kr24.90 — trading 152.5% above its estimated fair value. The current Financial Strength is 2, which is 33% below median its 10-year median of 3.00. B2 Impact ASA's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For B2 Impact ASA (CHIX:B2IO), the current Financial Strength is 2 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B2 Impact ASA (CHIX:B2IO) Overvalued in 2026?

Based on GuruFocus' analysis, B2 Impact ASA stock appears to be overvalued. The current stock price of kr24.90 is trading 152.5% above its estimated GF Value™ of kr9.86.

Key valuation signals for CHIX:B2IO:

  • Financial Strength: 2 (33% below median its 10-year median of 3.00)
  • GF Value™: kr9.86 vs. price of kr24.90 (152.5% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the CHIX:B2IO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


B2 Impact ASA Business Description

Address Cort Adelers gate 30, 7th floor, Oslo, NOR, 0254
B2 Impact ASA is a Nordic-based debt management company and a pan-European debt solutions provider active in purchasing non-performing loans, debt collection, and third-party debt collection. The company offers solutions to the challenges created by defaulted loans through transparent and ethical debt management, builds financial health, and provides liquidity to financial institutions, contributing to a healthier financial system. The Group's services include debt collection, debt purchase, and third-party debt collection. Its main business lines are investments in non-performing loan (NPL) portfolios and servicing of debt, including third-party debt collection, with operations focused on unsecured and secured asset management across multiple European markets.
48GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr24.90
Price
kr9.86
GF Value