B2 Impact ASACHIX:B2IO 63 Return-on-Tangible-Asset is 4.13% as of Mar. 2026, which is 40% above its 10-year median of 2.95. GuruFocus rates CHIX:B2IO with a GF Score™ of 63/100 and a GF Value™ of kr12.94. The stock has 5 warning signs investors should review. Among 545 Credit Services companies, B2 Impact ASA ranks better than 74.31% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. B2 Impact ASA's annualizedNet Income for the quarter that ended in Mar. 2026 was kr680 Mil. B2 Impact ASA's average total tangible assets for the quarter that ended in Mar. 2026 was kr16,476 Mil. Therefore, B2 Impact ASA's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 4.13%.
The historical rank and industry rank for B2 Impact ASA's Return-on-Tangible-Asset or its related term are showing as below:
CHIX:B2Io'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.69 Med: 2.95 Max: 6.08
Current: 4.07
During the past 13 years, B2 Impact ASA's highest Return-on-Tangible-Asset was 6.08%. The lowest was 0.69%. And the median was 2.95%.
CHIX:B2Io's Return-on-Tangible-Asset is ranked better than 74.31% of 545
companies
in the Credit Services industry
Industry Median: 1.91
vs CHIX:B2Io: 4.07
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
B2 Impact ASA Return-on-Tangible-Asset Related Terms
B2 Impact ASA Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for B2 Impact ASA's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:B2IO vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, B2 Impact ASA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B2 Impact ASA Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, B2 Impact ASA's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where B2 Impact ASA's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 4.13% mean?
B2 Impact ASA (CHIX:B2IO) has a Return-on-Tangible-Asset of 4.13% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on B2 Impact ASA and its competitors. This is 40% above median its historical median of 2.95. Over the past decade, B2 Impact ASA's Return-on-Tangible-Asset has ranged from 0.69 to 6.08. According to the industry distribution chart, B2 Impact ASA ranks #140 out of 545 companies in the Credit Services industry, placing it in the top 25.7%.
Is B2 Impact ASA's Return-on-Tangible-Asset too high?
B2 Impact ASA's current Return-on-Tangible-Asset of 4.13% is 40% above median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 6.08. The Credit Services industry median Return-on-Tangible-Asset is 1.91. B2 Impact ASA's value of 4.13% is 116.2% above this industry median. Based on the distribution chart, B2 Impact ASA ranks #140 out of 545 companies in the Credit Services industry, which is above the industry midpoint. Overall, B2 Impact ASA has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does B2 Impact ASA's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, B2 Impact ASA ranks #140 out of 545 companies for Return-on-Tangible-Asset. This puts B2 Impact ASA in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.91. B2 Impact ASA's value of 4.13% is 116.2% above this benchmark. Historically, B2 Impact ASA's own Return-on-Tangible-Asset has ranged from 0.69 to 6.08 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 1.91, B2 Impact ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.91, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B2 Impact ASA's current Return-on-Tangible-Asset of 4.13% is 116.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on B2 Impact ASA and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B2 Impact ASA's current Return-on-Tangible-Asset is 4.13%, which is 40% above median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B2 Impact ASA stock overvalued right now?
B2 Impact ASA (CHIX:B2IO) has a current Return-on-Tangible-Asset of 4.13%. The stock's GF Value™ is kr12.94, compared to a current price of kr24.90 — trading 92.4% above its estimated fair value. The current Return-on-Tangible-Asset is 4.13%, which is 40% above median its 10-year median of 2.95 and 116.2% above the Credit Services industry median of 1.91. B2 Impact ASA's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For B2 Impact ASA (CHIX:B2IO), the current Return-on-Tangible-Asset is 4.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B2 Impact ASA (CHIX:B2IO) Overvalued in 2026?
Based on GuruFocus' analysis, B2 Impact ASA stock appears to be overvalued.
The current stock price of kr24.90 is trading 92.4% above its estimated GF Value™ of kr12.94.
Key valuation signals for CHIX:B2IO:
Return-on-Tangible-Asset: 4.13% (40% above median its 10-year median of 2.95)
GF Value™: kr12.94 vs. price of kr24.90 (92.4% above fair value)
Industry Position: 116.2% above the Credit Services median (#140 of 545)
No single metric tells the full story. See the CHIX:B2IO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B2 Impact ASA is a Nordic-based debt management company and a pan-European debt solutions provider active in purchasing non-performing loans, debt collection, and third-party debt collection. The company offers solutions to the challenges created by defaulted loans through transparent and ethical debt management, builds financial health, and provides liquidity to financial institutions, contributing to a healthier financial system. The Group's services include debt collection, debt purchase, and third-party debt collection. Its main business lines are investments in non-performing loan (NPL) portfolios and servicing of debt, including third-party debt collection, with operations focused on unsecured and secured asset management across multiple European markets.
63GF Score
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