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Texas Capital Bancshares has the Profitability Rank of 6.
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:
1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank
A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
Texas Capital Bancshares Profitability Rank Related Terms
TCBI vs FBP, UCB, IBOC: Profitability Rank Comparison
For the Banks - Regional subindustry, Texas Capital Bancshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Texas Capital Bancshares Profitability Rank vs Banks Industry
For the Banks industry and Financial Services sector, Texas Capital Bancshares's Profitability Rank distribution charts can be found below:
* The bar in red indicates where Texas Capital Bancshares's Profitability Rank falls into.
Texas Capital Bancshares Profitability Rank Calculation
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
Texas Capital Bancshares has the Profitability Rank of 6.
Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Texas Capital Bancshares (TCBI) has a Profitability Rank of 6 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Texas Capital Bancshares and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Texas Capital Bancshares' Profitability Rank has ranged from 5.00 to 7.00.
Is Texas Capital Bancshares' Profitability Rank too high?
Texas Capital Bancshares' current Profitability Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 7.00. Overall, Texas Capital Bancshares has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Texas Capital Bancshares' Profitability Rank compare to FBP and UCB?
Texas Capital Bancshares' Profitability Rank of 6 can be compared against companies in the Banks industry. Historically, Texas Capital Bancshares' own Profitability Rank has ranged from 5.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Texas Capital Bancshares and its competitors. Texas Capital Bancshares's current Profitability Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Capital Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Texas Capital Bancshares (TCBI) is currently considered Fairly Valued. The stock's GF Value™ is $104.00, compared to a current price of $98.60 — trading 5.2% below its estimated fair value. The current Profitability Rank is 6, which is 20% above median its 10-year median of 5.00. Texas Capital Bancshares' overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Texas Capital Bancshares (TCBI), the current Profitability Rank is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Texas Capital Bancshares (TCBI) Overvalued in 2026?
Based on GuruFocus' analysis, Texas Capital Bancshares stock appears to be undervalued.
The current stock price of $98.60 is trading 5.2% below its estimated GF Value™ of $104.00.
GuruFocus considers Texas Capital Bancshares to be Fairly Valued.
Key valuation signals for TCBI:
Profitability Rank: 6 (20% above median its 10-year median of 5.00)
GF Value™: $104.00 vs. price of $98.60 (5.2% below fair value)
No single metric tells the full story. See the TCBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Texas Capital Bancshares Inc is a registered bank holding company and a full-service financial services firm that delivers customised solutions to businesses, entrepreneurs and individual customers. It is a secured lender with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities.
79GF Score
Get the complete analysis for TCBI
Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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