CHCO (City Holding Co) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHCO City Holding Co CHCO
70 GF Score
Price $143.15
GF Value $133.35
Valuation Fairly Valued
! 5 Warning Signs
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What is City Holding Co Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

City Holding Co Quality Rank Related Terms

CHCO
70GF Score
City Holding Co CHCO
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is City Holding Co (CHCO) Overvalued in 2026?

Based on GuruFocus' analysis, City Holding Co stock appears to be overvalued. The current stock price of $143.15 is trading 7.3% above its estimated GF Value™ of $133.35. GuruFocus considers City Holding Co to be Fairly Valued.

Key valuation signals for CHCO:

  • Quality Rank:
  • GF Value™: $133.35 vs. price of $143.15 (7.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the CHCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

City Holding Co Business Description

Address 25 Gatewater Road, P.O. Box 7520, Charleston, WV, USA, 25313
City Holding Co is a financial holding company. The company conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia (City National). Through the bank, it provides banking, trust and investment management, and other financial solutions through its network of banking offices located in the states of West Virginia, Virginia, southeastern Ohio, and Kentucky. It offers various products and services such as overdraft facilities, savings accounts, credit cards and debit cards, loans for various purposes, investment advisory, securities brokerage, insurance products, and others. The company's business activities are currently limited to one reportable business segment, which is community banking.
70GF Score

Get the complete analysis for CHCO

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$143.15
Price
$133.35
GF Value