CHCO (City Holding Co) Selling, General, & Admin. Expense: $86.9 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHCO City Holding Co CHCO
70 GF Score
Price $144.46
GF Value $133.61
Valuation Fairly Valued
! 6 Warning Signs
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What is City Holding Co Selling, General, & Admin. Expense?

City Holding Co CHCO +0.03% 70 Selling, General, & Admin. Expense is $86.9 Mil as of Jun. 2026. GuruFocus rates CHCO with a GF Score™ of 70/100 and a GF Value™ of $133.61 (Fairly Valued). The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. City Holding Co's selling, general, & admin. expense for the three months ended in Jun. 2026 was $22.2 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was $86.9 Mil.


City Holding Co  (NAS:CHCO) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


City Holding Co Selling, General, & Admin. Expense Related Terms


City Holding Co Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for City Holding Co's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Holding Co Selling, General, & Admin. Expense Chart

City Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.52 71.61 79.20 83.08 85.30

City Holding Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.72 21.21 21.53 21.87 22.24

CHCO vs LOB, NBHC, SRCE: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, City Holding Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Holding Co Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, City Holding Co's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where City Holding Co's Selling, General, & Admin. Expense falls into.


CHCO
70GF Score
City Holding Co CHCO
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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City Holding Co Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $86.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $86.9 Mil mean?
City Holding Co (CHCO) has a Selling, General, & Admin. Expense of $86.9 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on City Holding Co and its competitors.
Is City Holding Co's Selling, General, & Admin. Expense too high?
City Holding Co's current Selling, General, & Admin. Expense is $86.9 Mil. Overall, City Holding Co has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does City Holding Co's Selling, General, & Admin. Expense compare to LOB and NBHC?
City Holding Co's Selling, General, & Admin. Expense of $86.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on City Holding Co and its competitors. City Holding Co's current Selling, General, & Admin. Expense is $86.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Holding Co stock overvalued right now?
Based on GuruFocus' analysis, City Holding Co (CHCO) is currently considered Fairly Valued. The stock's GF Value™ is $133.61, compared to a current price of $144.46 — trading 8.1% above its estimated fair value. The current Selling, General, & Admin. Expense is $86.9 Mil. City Holding Co's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For City Holding Co (CHCO), the current Selling, General, & Admin. Expense is $86.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Holding Co (CHCO) Overvalued in 2026?

Based on GuruFocus' analysis, City Holding Co stock appears to be overvalued. The current stock price of $144.46 is trading 8.1% above its estimated GF Value™ of $133.61. GuruFocus considers City Holding Co to be Fairly Valued.

Key valuation signals for CHCO:

  • Selling, General, & Admin. Expense: $86.9 Mil
  • GF Value™: $133.61 vs. price of $144.46 (8.1% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the CHCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Holding Co Business Description

Address 25 Gatewater Road, P.O. Box 7520, Charleston, WV, USA, 25313
City Holding Co is a financial holding company. The company conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia (City National). Through the bank, it provides banking, trust and investment management, and other financial solutions through its network of banking offices located in the states of West Virginia, Virginia, southeastern Ohio, and Kentucky. It offers various products and services such as overdraft facilities, savings accounts, credit cards and debit cards, loans for various purposes, investment advisory, securities brokerage, insurance products, and others. The company's business activities are currently limited to one reportable business segment, which is community banking.
70GF Score

Get the complete analysis for CHCO

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$144.46
Price
$133.61
GF Value