United Community Banks (FRA:UCBN) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UCBN United Community Banks Inc FRA:UCBN
67 GF Score
Price €31.00
GF Value €28.63
Valuation Fairly Valued
! 4 Warning Signs
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What is United Community Banks Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

United Community Banks Valuation Rank Related Terms

FRA:UCBN
67GF Score
United Community Banks Inc FRA:UCBN
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is United Community Banks (FRA:UCBN) Overvalued in 2026?

Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued. The current stock price of €31.00 is trading 8.3% above its estimated GF Value™ of €28.63. GuruFocus considers United Community Banks to be Fairly Valued.

Key valuation signals for FRA:UCBN:

  • Valuation Rank:
  • GF Value™: €28.63 vs. price of €31.00 (8.3% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the FRA:UCBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Community Banks Business Description

Other Exchanges UCB:USA
Address 200 East Camperdown Way, Greenville, SC, USA, 29601
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
67GF Score

Get the complete analysis for FRA:UCBN

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.00
Price
€28.63
GF Value