United Community Banks (FRA:UCBN) Total Liabilities: €21,211.5 Mil (As of Mar. 2026)

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FRA:UCBN United Community Banks Inc FRA:UCBN
66 GF Score
Price €31.20
GF Value €27.68
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Community Banks Total Liabilities?

United Community Banks FRA:UCBN +0.65% 66 Total Liabilities is €21,211.5 Mil as of Mar. 2026. GuruFocus rates FRA:UCBN with a GF Score™ of 66/100 and a GF Value™ of €27.68 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Community Banks's Total Liabilities for the quarter that ended in Mar. 2026 was €21,211.5 Mil.

United Community Banks's quarterly Total Liabilities declined from Sep. 2025 (€20,913.72 Mil) to Dec. 2025 (€20,806.74 Mil) but then increased from Dec. 2025 (€20,806.74 Mil) to Mar. 2026 (€21,211.46 Mil).

United Community Banks's annual Total Liabilities increased from Dec. 2023 (€22,040.76 Mil) to Dec. 2024 (€23,195.17 Mil) but then declined from Dec. 2024 (€23,195.17 Mil) to Dec. 2025 (€20,806.74 Mil).


United Community Banks Total Liabilities Historical Data

* Premium members only.

The historical data trend for United Community Banks's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Community Banks Total Liabilities Chart

United Community Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16,571.21 20,114.95 22,040.76 23,195.17 20,806.74

United Community Banks Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22,544.86 21,217.74 20,913.72 20,806.74 21,211.46
FRA:UCBN
66GF Score
United Community Banks Inc FRA:UCBN
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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United Community Banks Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

United Community Banks's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=23914.181-3107.438
=20,806.7

United Community Banks's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=24372.743-3161.286
=21,211.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €21,211.5 Mil mean?
United Community Banks (FRA:UCBN) has a Total Liabilities of €21,211.5 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for United Community Banks and its competitors.
Is United Community Banks' Total Liabilities too high?
United Community Banks' current Total Liabilities is €21,211.5 Mil. Overall, United Community Banks has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Community Banks' Total Liabilities compare to CATY and INDB?
United Community Banks' Total Liabilities of €21,211.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for United Community Banks and its competitors. United Community Banks's current Total Liabilities is €21,211.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Community Banks stock overvalued right now?
Based on GuruFocus' analysis, United Community Banks (FRA:UCBN) is currently considered Modestly Overvalued. The stock's GF Value™ is €27.68, compared to a current price of €31.20 — trading 12.7% above its estimated fair value. The current Total Liabilities is €21,211.5 Mil. United Community Banks' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For United Community Banks (FRA:UCBN), the current Total Liabilities is €21,211.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Community Banks (FRA:UCBN) Overvalued in 2026?

Based on GuruFocus' analysis, United Community Banks stock appears to be overvalued. The current stock price of €31.20 is trading 12.7% above its estimated GF Value™ of €27.68. GuruFocus considers United Community Banks to be Modestly Overvalued.

Key valuation signals for FRA:UCBN:

  • Total Liabilities: €21,211.5 Mil
  • GF Value™: €27.68 vs. price of €31.20 (12.7% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the FRA:UCBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Community Banks Business Description

Other Exchanges UCB:USA
Address 200 East Camperdown Way, Greenville, SC, USA, 29601
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
66GF Score

Get the complete analysis for FRA:UCBN

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.20
Price
€27.68
GF Value