Bread Financial Holdings (LTS:0HCR) Valuation Rank


LTS:0HCR Bread Financial Holdings Inc LTS:0HCR
64 GF Score
Price $106.51
GF Value $57.89
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bread Financial Holdings Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Bread Financial Holdings Valuation Rank Related Terms

LTS:0HCR
64GF Score
Bread Financial Holdings Inc LTS:0HCR
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bread Financial Holdings (LTS:0HCR) Overvalued in 2026?

Based on GuruFocus' analysis, Bread Financial Holdings stock appears to be overvalued. The current stock price of $106.51 is trading 84% above its estimated GF Value™ of $57.89. GuruFocus considers Bread Financial Holdings to be Significantly Overvalued.

Key valuation signals for LTS:0HCR:

  • Valuation Rank:
  • GF Value™: $57.89 vs. price of $106.51 (84% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the LTS:0HCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bread Financial Holdings Business Description

Address 3095 Loyalty Circle, Columbus, OH, USA, 43219
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
64GF Score

Get the complete analysis for LTS:0HCR

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$106.51
Price
$57.89
GF Value