Bread Financial Holdings (LTS:0HCR) Institutional Ownership: 68.29% (As of Jul. 23, 2026)

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LTS:0HCR Bread Financial Holdings Inc LTS:0HCR
62 GF Score
Price $100.41
GF Value $56.80
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bread Financial Holdings Institutional Ownership?

Bread Financial Holdings LTS:0HCR -0.24% 62 Institutional Ownership is 68.29% as of Jul. 23, 2026. GuruFocus rates LTS:0HCR with a GF Score™ of 62/100 and a GF Value™ of $56.80 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Bread Financial Holdings's institutional ownership is 68.29%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Bread Financial Holdings's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Bread Financial Holdings's Float Percentage Of Total Shares Outstanding is 72.54%.

Bread Financial Holdings Institutional Ownership Historical Data

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The historical data trend for Bread Financial Holdings's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bread Financial Holdings Institutional Ownership Chart

Bread Financial Holdings Historical Data

The historical data trend for Bread Financial Holdings can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 69.76 68.06 68.76 72.43 68.83 71.21 69.87 71.77 71.95 68.29
LTS:0HCR
62GF Score
Bread Financial Holdings Inc LTS:0HCR
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Bread Financial Holdings Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 68.29% mean?
Bread Financial Holdings (LTS:0HCR) has a Institutional Ownership of 68.29% as of Jul. 23, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Bread Financial Holdings and its competitors.
Is Bread Financial Holdings' Institutional Ownership too high?
Bread Financial Holdings' current Institutional Ownership is 68.29%. Overall, Bread Financial Holdings has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bread Financial Holdings' Institutional Ownership compare to SLM and NNI?
Bread Financial Holdings' Institutional Ownership of 68.29% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Bread Financial Holdings and its competitors. Bread Financial Holdings's current Institutional Ownership is 68.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bread Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bread Financial Holdings (LTS:0HCR) is currently considered Significantly Overvalued. The stock's GF Value™ is $56.80, compared to a current price of $100.41 — trading 76.8% above its estimated fair value. The current Institutional Ownership is 68.29%. Bread Financial Holdings' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Bread Financial Holdings (LTS:0HCR), the current Institutional Ownership is 68.29% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bread Financial Holdings (LTS:0HCR) Overvalued in 2026?

Based on GuruFocus' analysis, Bread Financial Holdings stock appears to be overvalued. The current stock price of $100.41 is trading 76.8% above its estimated GF Value™ of $56.80. GuruFocus considers Bread Financial Holdings to be Significantly Overvalued.

Key valuation signals for LTS:0HCR:

  • Institutional Ownership: 68.29%
  • GF Value™: $56.80 vs. price of $100.41 (76.8% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the LTS:0HCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bread Financial Holdings Business Description

Address 3095 Loyalty Circle, Columbus, OH, USA, 43219
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
62GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$100.41
Price
$56.80
GF Value