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Peoples Financial (Peoples Financial) Profitability Rank : 4 (As of Dec. 2023)


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What is Peoples Financial Profitability Rank?

Peoples Financial has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

Peoples Financial's Operating Margin % for the quarter that ended in Dec. 2023 was 0.00%. As of today, Peoples Financial's Piotroski F-Score is 5.


Competitive Comparison of Peoples Financial's Profitability Rank

For the Banks - Regional subindustry, Peoples Financial's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial's Profitability Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Peoples Financial's Profitability Rank falls into.



Peoples Financial Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Peoples Financial has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Peoples Financial's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2023 ) / Revenue (Q: Dec. 2023 )
=0 / 7.323
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Peoples Financial has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank


Peoples Financial Profitability Rank Related Terms

Thank you for viewing the detailed overview of Peoples Financial's Profitability Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Financial (Peoples Financial) Business Description

Traded in Other Exchanges
N/A
Address
Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The bank's lending services include business, commercial, real estate, construction, personal and installment loans; and deposit services include interest-bearing, non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also offers safe deposit box rental, collection services, cash management, and internet banking.
Executives
Joseph Stilwell 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Chevis Swetman director, 10 percent owner, officer: President/CEO P.O. BOX 1416, BILOXI MS 39533-1416
Padrick D Dennis director 12473 PRESERVATION DRIVE, GULFPORT MS 39503-7062
Rodney H Blackwell other: See Explanation of Responses P.O. BOX 18439, HATTIESBURG MS 39404
Stilwell Activist Investments, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Llc 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Partners Vii, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Fund, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Katherine Paige Riley director 920 WASHINGTON AVENUE, OCEAN SPRINGS MS 39564
Sliman George J Iii director 723 HOWARD AVENUE, BILOXI MS 39530-4305
Ronald G Barnes director 10600 JORDAN RD, VANCLEAVE MS 39565
Andrew T Swetman 10 percent owner, officer: Senior Vice President 152 LAMEUSE STREET, BILOXI MS 39530
Brian J Kozlowski officer: Senior Vice President 155 LAMEUSE STREET, BILOXI MS 39530
James J Gruich officer: Senior Vice President 7113 WAYNE LANE, BILOXI MS 39532-9361
Lauri A Wood officer: Chief Financial Officer P.O. BOX 1416, BILOXI MS 39533-1416