PFBX (Peoples Financial) SpecialCharges: $0.00 Mil (TTM As of Mar. 2026)

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PFBX Peoples Financial Corp PFBX
60 GF Score
Price $21.75
GF Value $16.38
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Peoples Financial SpecialCharges?

Peoples Financial PFBX +1.16% 60 SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus rates PFBX with a GF Score™ of 60/100 and a GF Value™ of $16.38 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Peoples Financial's special charges for the three months ended in Mar. 2026 was $0.00 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil.


Peoples Financial SpecialCharges Historical Data

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The historical data trend for Peoples Financial's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial SpecialCharges Chart

Peoples Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -0.03 -0.01 0.00

Peoples Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
PFBX
60GF Score
Peoples Financial Corp PFBX
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Financial SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $0.00 Mil mean?
Peoples Financial (PFBX) has a SpecialCharges of $0.00 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Peoples Financial and its competitors.
Is Peoples Financial's SpecialCharges too high?
Peoples Financial's current SpecialCharges is $0.00 Mil. Overall, Peoples Financial has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's SpecialCharges compare to FABP and PTBS?
Peoples Financial's SpecialCharges of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Peoples Financial and its competitors. Peoples Financial's current SpecialCharges is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.38, compared to a current price of $21.75 — trading 32.8% above its estimated fair value. The current SpecialCharges is $0.00 Mil. Peoples Financial's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Peoples Financial (PFBX), the current SpecialCharges is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial (PFBX) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued. The current stock price of $21.75 is trading 32.8% above its estimated GF Value™ of $16.38. GuruFocus considers Peoples Financial to be Significantly Overvalued.

Key valuation signals for PFBX:

  • SpecialCharges: $0.00 Mil
  • GF Value™: $16.38 vs. price of $21.75 (32.8% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Financial Business Description

Address Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
60GF Score

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SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.75
Price
$16.38
GF Value