PFBX (Peoples Financial) Selling, General, & Admin. Expense: $8.62 Mil (TTM As of Mar. 2026)

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PFBX Peoples Financial Corp PFBX
57 GF Score
Price $23.50
GF Value $16.60
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Peoples Financial Selling, General, & Admin. Expense?

Peoples Financial PFBX +1.95% 57 Selling, General, & Admin. Expense is $8.62 Mil as of Mar. 2026. GuruFocus rates PFBX with a GF Score™ of 57/100 and a GF Value™ of $16.60 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Peoples Financial's selling, general, & admin. expense for the three months ended in Mar. 2026 was $2.76 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $8.62 Mil.


Peoples Financial  (OTCPK:PFBX) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Peoples Financial Selling, General, & Admin. Expense Related Terms


Peoples Financial Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Peoples Financial's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial Selling, General, & Admin. Expense Chart

Peoples Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.41 12.15 12.02 11.30 11.50

Peoples Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.83 2.91 2.94 2.76 0.00

PFBX vs NWPP, TYBT, SFBC: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Peoples Financial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Peoples Financial's Selling, General, & Admin. Expense falls into.


PFBX
57GF Score
Peoples Financial Corp PFBX
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Financial Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.62 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $8.62 Mil mean?
Peoples Financial (PFBX) has a Selling, General, & Admin. Expense of $8.62 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Peoples Financial and its competitors.
Is Peoples Financial's Selling, General, & Admin. Expense too high?
Peoples Financial's current Selling, General, & Admin. Expense is $8.62 Mil. Overall, Peoples Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's Selling, General, & Admin. Expense compare to NWPP and TYBT?
Peoples Financial's Selling, General, & Admin. Expense of $8.62 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Peoples Financial and its competitors. Peoples Financial's current Selling, General, & Admin. Expense is $8.62 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.60, compared to a current price of $23.50 — trading 41.6% above its estimated fair value. The current Selling, General, & Admin. Expense is $8.62 Mil. Peoples Financial's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Peoples Financial (PFBX), the current Selling, General, & Admin. Expense is $8.62 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial (PFBX) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued. The current stock price of $23.50 is trading 41.6% above its estimated GF Value™ of $16.60. GuruFocus considers Peoples Financial to be Significantly Overvalued.

Key valuation signals for PFBX:

  • Selling, General, & Admin. Expense: $8.62 Mil
  • GF Value™: $16.60 vs. price of $23.50 (41.6% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Financial Business Description

Address Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
57GF Score

Get the complete analysis for PFBX

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.50
Price
$16.60
GF Value