PayPal Holdings (PFTS:PYPL) Research & Development: $3,165.00 Mil (TTM As of Mar. 2026)


What is PayPal Holdings Research & Development?

PayPal Holdings PFTS:PYPL 87 Research & Development is $3,165.00 Mil as of Mar. 2026. GuruFocus rates PFTS:PYPL with a GF Score™ of 87/100. The stock has 4 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. PayPal Holdings's Research & Development for the three months ended in Mar. 2026 was $793.00 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was $3,165.00 Mil.

PayPal Holdings  (PFTS:PYPL) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

PayPal Holdings Research & Development Related Terms

PayPal Holdings Research & Development Historical Data

* Premium members only.

The historical data trend for PayPal Holdings's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PayPal Holdings Research & Development Chart

PayPal Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,038.00 3,253.00 2,973.00 2,979.00 3,103.00

PayPal Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 731.00 767.00 801.00 804.00 793.00

PayPal Holdings Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3,165.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $3,165.00 Mil mean?
PayPal Holdings (PFTS:PYPL) has a Research & Development of $3,165.00 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Research & Development too high?
PayPal Holdings' current Research & Development is $3,165.00 Mil. Overall, PayPal Holdings has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Research & Development compare to AFRM and SYF?
PayPal Holdings' Research & Development of $3,165.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Credit Services company?
A good Research & Development depends on the Credit Services industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Research & Development is $3,165.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
PayPal Holdings (PFTS:PYPL) has a current Research & Development of $3,165.00 Mil. The current Research & Development is $3,165.00 Mil. PayPal Holdings' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For PayPal Holdings (PFTS:PYPL), the current Research & Development is $3,165.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.