HHSSF (Huishang Bank) Retained Earnings: $10,183 Mil (As of Dec. 2025)


HHSSF Huishang Bank Corp Ltd HHSSF
54 GF Score
Price $0.42
GF Value $0.25
! 3 Warning Signs
View Full Analysis

What is Huishang Bank Retained Earnings?

Huishang Bank HHSSF 54 Retained Earnings is $10,183 Mil as of Dec. 2025. GuruFocus rates HHSSF with a GF Score™ of 54/100 and a GF Value™ of $0.25. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Huishang Bank's retained earnings for the quarter that ended in Dec. 2025 was $10,183 Mil.

Huishang Bank's quarterly retained earnings increased from Dec. 2024 ($8,547 Mil) to Jun. 2025 ($9,053 Mil) and increased from Jun. 2025 ($9,053 Mil) to Dec. 2025 ($10,183 Mil).

Huishang Bank's annual retained earnings increased from Dec. 2023 ($7,592 Mil) to Dec. 2024 ($8,547 Mil) and increased from Dec. 2024 ($8,547 Mil) to Dec. 2025 ($10,183 Mil).


Huishang Bank  (OTCPK:HHSSF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Huishang Bank Retained Earnings Historical Data

* Premium members only.

The historical data trend for Huishang Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huishang Bank Retained Earnings Chart

Huishang Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,155.17 6,682.04 7,591.69 8,546.95 10,183.44

Huishang Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,591.69 7,973.71 8,546.95 9,052.75 10,183.44
HHSSF
54GF Score
Huishang Bank Corp Ltd HHSSF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huishang Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $10,183 Mil mean?
Huishang Bank (HHSSF) has a Retained Earnings of $10,183 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Huishang Bank and its competitors.
Is Huishang Bank's Retained Earnings too high?
Huishang Bank's current Retained Earnings is $10,183 Mil. Overall, Huishang Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's Retained Earnings compare to competitors?
Huishang Bank's Retained Earnings of $10,183 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Huishang Bank and its competitors. Huishang Bank's current Retained Earnings is $10,183 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current Retained Earnings of $10,183 Mil. The stock's GF Value™ is $0.25, compared to a current price of $0.42 — trading 66.6% above its estimated fair value. The current Retained Earnings is $10,183 Mil. Huishang Bank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current Retained Earnings is $10,183 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huishang Bank (HHSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued. The current stock price of $0.42 is trading 66.6% above its estimated GF Value™ of $0.25.

Key valuation signals for HHSSF:

  • Retained Earnings: $10,183 Mil
  • GF Value™: $0.25 vs. price of $0.42 (66.6% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huishang Bank Business Description

Other Exchanges 03698:Hong KongHB8:Germany
Address No. 1699 Yungu Road, Huishang Bank Building, Anhui Province, Hefei, CHN, 230092
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
54GF Score

Get the complete analysis for HHSSF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.42
Price
$0.25
GF Value