FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Huishang Bank's Free Cash Flow for the
six
months ended in Dec. 2025 was $-1,929 Mil. Huishang Bank's Revenue for the
six
months ended in Dec. 2025 was $2,591 Mil. Therefore, Huishang Bank's FCF Margin % for the quarter that ended in Dec. 2025 was -74.45%.
The historical rank and industry rank for Huishang Bank's FCF Margin % or its related term are showing as below:
HHSSF'
s FCF Margin % Range Over the Past 10 Years
Min: -170.91 Med: 122.07 Max: 311.68
Current: 135.08
During the past 13 years, the highest FCF Margin % of Huishang Bank was 311.68%. The lowest was -170.91%. And the median was 122.07%.
HHSSF's FCF Margin % is ranked better than 89.24% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs HHSSF: 135.08
Huishang Bank FCF Margin % Related Terms
Huishang Bank FCF Margin % Historical Data
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The historical data trend for Huishang Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Huishang Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huishang Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Huishang Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Huishang Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huishang Bank (HHSSF) has a FCF Margin % of -74.45% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Huishang Bank and its competitors. According to the industry distribution chart, Huishang Bank ranks #162 out of 1505 companies in the Banks industry, placing it in the top 10.8%.
Is Huishang Bank's FCF Margin % too high?
Huishang Bank's current FCF Margin % is -74.45%. Based on the distribution chart, Huishang Bank ranks #162 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Huishang Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Huishang Bank ranks #162 out of 1505 companies for FCF Margin %. This places Huishang Bank in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Huishang Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huishang Bank's current FCF Margin % is -74.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current FCF Margin % of -74.45%. The stock's GF Value™ is $0.23, compared to a current price of $0.42 — trading 81.1% above its estimated fair value. The current FCF Margin % is -74.45%. Huishang Bank's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current FCF Margin % is -74.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huishang Bank (HHSSF) Overvalued in 2026?
Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued.
The current stock price of $0.42 is trading 81.1% above its estimated GF Value™ of $0.23.
Key valuation signals for HHSSF:
FCF Margin %: -74.45%
GF Value™: $0.23 vs. price of $0.42 (81.1% above fair value)
No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
53GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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