HHSSF (Huishang Bank) PEG Ratio: 0.38 (As of Jun. 28, 2026) — 138% Above Median


HHSSF Huishang Bank Corp Ltd HHSSF
54 GF Score
Price $0.42
GF Value $0.25
! 3 Warning Signs
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What is Huishang Bank PEG Ratio?

Huishang Bank HHSSF 54 PEG Ratio is 0.38 as of Jun. 28, 2026, which is 138% above its 10-year median of 0.16. GuruFocus rates HHSSF with a GF Score™ of 54/100 and a GF Value™ of $0.25. The stock has 3 warning signs investors should review. Among 1,231 Banks companies, Huishang Bank ranks better than 85.95% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Huishang Bank's PE Ratio without NRI is 2.57. Huishang Bank's 5-Year Book Value growth rate is 6.70%. Therefore, Huishang Bank's PEG Ratio for today is 0.38.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Huishang Bank's PEG Ratio or its related term are showing as below:

HHSSF' s PEG Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.16   Max: 0.62
Current: 0.53


During the past 13 years, Huishang Bank's highest PEG Ratio was 0.62. The lowest was 0.12. And the median was 0.16.


HHSSF's PEG Ratio is ranked better than
85.95% of 1231 companies
in the Banks industry
Industry Median: 1.52 vs HHSSF: 0.53

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Huishang Bank  (OTCPK:HHSSF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Huishang Bank PEG Ratio Related Terms


Huishang Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Huishang Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huishang Bank PEG Ratio Chart

Huishang Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.16 0.21 0.29 0.37

Huishang Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.00 0.29 0.00 0.37

Huishang Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Huishang Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huishang Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Huishang Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Huishang Bank's PEG Ratio falls into.


HHSSF
54GF Score
Huishang Bank Corp Ltd HHSSF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Huishang Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Huishang Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=2.570987654321/6.70
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.38 mean?
Huishang Bank (HHSSF) has a PEG Ratio of 0.38 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Huishang Bank and its competitors. This is 138% above median its historical median of 0.16. Over the past decade, Huishang Bank's PEG Ratio has ranged from 0.12 to 0.62. According to the industry distribution chart, Huishang Bank ranks #173 out of 1231 companies in the Banks industry, placing it in the top 14.1%.
Is Huishang Bank's PEG Ratio too high?
Huishang Bank's current PEG Ratio of 0.38 is 138% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.62. The Banks industry median PEG Ratio is 1.52. Huishang Bank's value of 0.38 is 75% below this industry median. Based on the distribution chart, Huishang Bank ranks #173 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Huishang Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Huishang Bank ranks #173 out of 1231 companies for PEG Ratio. This places Huishang Bank in the top 14% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Huishang Bank's value of 0.38 is 75% below this benchmark. Historically, Huishang Bank's own PEG Ratio has ranged from 0.12 to 0.62 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 1.52, Huishang Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huishang Bank's current PEG Ratio of 0.38 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Huishang Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huishang Bank's current PEG Ratio is 0.38, which is 138% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current PEG Ratio of 0.38. The stock's GF Value™ is $0.25, compared to a current price of $0.42 — trading 66.6% above its estimated fair value. The current PEG Ratio is 0.38, which is 138% above median its 10-year median of 0.16 and 75% below the Banks industry median of 1.52. Huishang Bank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current PEG Ratio is 0.38 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huishang Bank (HHSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued. The current stock price of $0.42 is trading 66.6% above its estimated GF Value™ of $0.25.

Key valuation signals for HHSSF:

  • PEG Ratio: 0.38 (138% above median its 10-year median of 0.16)
  • GF Value™: $0.25 vs. price of $0.42 (66.6% above fair value)
  • GF Score™: 54/100 with 3 warning signs
  • Industry Position: 75% below the Banks median (#173 of 1231)

No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huishang Bank Business Description

Other Exchanges 03698:Hong KongHB8:Germany
Address No. 1699 Yungu Road, Huishang Bank Building, Anhui Province, Hefei, CHN, 230092
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
54GF Score

Get the complete analysis for HHSSF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.42
Price
$0.25
GF Value