HHSSF (Huishang Bank) Debt-to-Asset : 0.16 (As of Dec. 2025)

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HHSSF Huishang Bank Corp Ltd HHSSF
58 GF Score
Price $0.42
GF Value $0.23
! 7 Warning Signs
View Full Analysis

What is Huishang Bank Debt-to-Asset?

Huishang Bank HHSSF 58 Debt-to-Asset is 0.16 as of Dec. 2025. GuruFocus rates HHSSF with a GF Score™ of 58/100 and a GF Value™ of $0.23. The stock has 7 warning signs investors should review.

Huishang Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0 Mil. Huishang Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $53,121 Mil. Huishang Bank's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $330,260 Mil. Huishang Bank's debt to asset for the quarter that ended in Dec. 2025 was 0.16.

Huishang Bank  (OTCPK:HHSSF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Huishang Bank Debt-to-Asset Related Terms

Huishang Bank Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Huishang Bank's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huishang Bank Debt-to-Asset Chart

Huishang Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.14 0.10 0.14 0.16

Huishang Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.10 0.14 0.15 0.16

Huishang Bank Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Huishang Bank's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Huishang Bank Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Huishang Bank's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Huishang Bank's Debt-to-Asset falls into.


HHSSF
58GF Score
Huishang Bank Corp Ltd HHSSF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Huishang Bank Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Huishang Bank's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 53121.464) / 330259.661
=0.16

Huishang Bank's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 53121.464) / 330259.661
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.16 mean?
Huishang Bank (HHSSF) has a Debt-to-Asset of 0.16 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Huishang Bank and its competitors.
Is Huishang Bank's Debt-to-Asset too high?
Huishang Bank's current Debt-to-Asset is 0.16. Overall, Huishang Bank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's Debt-to-Asset compare to competitors?
Huishang Bank's Debt-to-Asset of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Huishang Bank and its competitors. Huishang Bank's current Debt-to-Asset is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current Debt-to-Asset of 0.16. The stock's GF Value™ is $0.23, compared to a current price of $0.42 — trading 81.1% above its estimated fair value. The current Debt-to-Asset is 0.16. Huishang Bank's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current Debt-to-Asset is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huishang Bank (HHSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued. The current stock price of $0.42 is trading 81.1% above its estimated GF Value™ of $0.23.

Key valuation signals for HHSSF:

  • Debt-to-Asset: 0.16
  • GF Value™: $0.23 vs. price of $0.42 (81.1% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huishang Bank Business Description

Other Exchanges 03698:Hong KongHB8:Germany
Address No. 1699 Yungu Road, Huishang Bank Building, Anhui Province, Hefei, CHN, 230092
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
58GF Score

Get the complete analysis for HHSSF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.42
Price
$0.23
GF Value