HHSSF (Huishang Bank) Scaled Net Operating Assets: 0.16 (As of Dec. 2025)


HHSSF Huishang Bank Corp Ltd HHSSF
54 GF Score
Price $0.42
GF Value $0.25
! 3 Warning Signs
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What is Huishang Bank Scaled Net Operating Assets?

Huishang Bank HHSSF 54 Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus rates HHSSF with a GF Score™ of 54/100 and a GF Value™ of $0.25. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Huishang Bank's operating assets for the quarter that ended in Dec. 2025 was $303,565 Mil. Huishang Bank's operating liabilities for the quarter that ended in Dec. 2025 was $252,647 Mil. Huishang Bank's Total Assets for the quarter that ended in Jun. 2025 was $313,611 Mil. Therefore, Huishang Bank's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.16.

HHSSF
54GF Score
Huishang Bank Corp Ltd HHSSF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Huishang Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Huishang Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(303565.148-252647.004)/276587.838
=0.18

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=330259.661 - 26694.513
=303565.148

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=305768.468 - 53121.464 - 0
=252647.004

Huishang Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(303565.148-252647.004)/313611.279
=0.16

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=330259.661 - 26694.513
=303565.148

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=305768.468 - 53121.464 - 0
=252647.004

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Huishang Bank (HHSSF) has a Scaled Net Operating Assets of 0.16 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Huishang Bank and its competitors.
Is Huishang Bank's Scaled Net Operating Assets too high?
Huishang Bank's current Scaled Net Operating Assets is 0.16. Overall, Huishang Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's Scaled Net Operating Assets compare to competitors?
Huishang Bank's Scaled Net Operating Assets of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Huishang Bank and its competitors. Huishang Bank's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current Scaled Net Operating Assets of 0.16. The stock's GF Value™ is $0.25, compared to a current price of $0.42 — trading 66.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. Huishang Bank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huishang Bank (HHSSF) Overvalued in 2026?

Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued. The current stock price of $0.42 is trading 66.6% above its estimated GF Value™ of $0.25.

Key valuation signals for HHSSF:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: $0.25 vs. price of $0.42 (66.6% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huishang Bank Business Description

Other Exchanges 03698:Hong KongHB8:Germany
Address No. 1699 Yungu Road, Huishang Bank Building, Anhui Province, Hefei, CHN, 230092
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
54GF Score

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$0.42
Price
$0.25
GF Value