Huishang BankHHSSF 54 Pretax Margin % is 46.46% as of Dec. 2025, which is 10% above its 10-year median of 42.42. GuruFocus rates HHSSF with a GF Score™ of 54/100 and a GF Value™ of $0.25. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Huishang Bank ranks better than 80.88% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Huishang Bank's Pre-Tax Income for the
six
months ended in Dec. 2025 was $1,204 Mil. Huishang Bank's Revenue for the
six
months ended in Dec. 2025 was $2,591 Mil. Therefore, Huishang Bank's pretax margin for the quarter that ended in Dec. 2025 was 46.46%.
The historical rank and industry rank for Huishang Bank's Pretax Margin % or its related term are showing as below:
HHSSF'
s Pretax Margin % Range Over the Past 10 Years
Min: 37.42 Med: 42.42 Max: 53.3
Current: 48.82
HHSSF's Pretax Margin % is ranked better than 80.88% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs HHSSF: 48.82
Huishang Bank (OTCPK:HHSSF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Huishang Bank Pretax Margin % Related Terms
Huishang Bank Pretax Margin % Historical Data
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The historical data trend for Huishang Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huishang Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Huishang Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huishang Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Huishang Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Huishang Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huishang Bank (HHSSF) has a Pretax Margin % of 46.46% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Huishang Bank and its competitors. This is 10% above median its historical median of 42.42. Over the past decade, Huishang Bank's Pretax Margin % has ranged from 37.42 to 53.30. According to the industry distribution chart, Huishang Bank ranks #292 out of 1527 companies in the Banks industry, placing it in the top 19.1%.
Is Huishang Bank's Pretax Margin % too high?
Huishang Bank's current Pretax Margin % of 46.46% is 10% above median its 10-year median of 42.42. Over the past 10 years, this metric has ranged from a low of 37.42 to a high of 53.30. The Banks industry median Pretax Margin % is 34.88. Huishang Bank's value of 46.46% is 33.2% above this industry median. Based on the distribution chart, Huishang Bank ranks #292 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Huishang Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Huishang Bank ranks #292 out of 1527 companies for Pretax Margin %. This places Huishang Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Huishang Bank's value of 46.46% is 33.2% above this benchmark. Historically, Huishang Bank's own Pretax Margin % has ranged from 37.42 to 53.30 over the past decade. While the company's 10-year median is 42.42 vs. the industry median of 34.88, Huishang Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huishang Bank's current Pretax Margin % of 46.46% is 33.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Huishang Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huishang Bank's current Pretax Margin % is 46.46%, which is 10% above median its own 10-year median of 42.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Huishang Bank (HHSSF) has a current Pretax Margin % of 46.46%. The stock's GF Value™ is $0.25, compared to a current price of $0.42 — trading 66.6% above its estimated fair value. The current Pretax Margin % is 46.46%, which is 10% above median its 10-year median of 42.42 and 33.2% above the Banks industry median of 34.88. Huishang Bank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Huishang Bank (HHSSF), the current Pretax Margin % is 46.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huishang Bank (HHSSF) Overvalued in 2026?
Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued.
The current stock price of $0.42 is trading 66.6% above its estimated GF Value™ of $0.25.
Key valuation signals for HHSSF:
Pretax Margin %: 46.46% (10% above median its 10-year median of 42.42)
GF Value™: $0.25 vs. price of $0.42 (66.6% above fair value)
Industry Position: 33.2% above the Banks median (#292 of 1527)
No single metric tells the full story. See the HHSSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
54GF Score
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